It’s my turn now!
Year, Make, Model, and Trim: 2019 Volvo S60 T6 AWD Inscription (birch light with amber, a.k.a. nearly impossible to find)
Saved Numbers on Leasehackr Calculator: leasehackr.com/calculator?make=Volvo&miles=12000&msd=0&msrp=50290&sales_price=45531.84&months=36&mf=0.00082&dp=0&dealer_fee=420&acq_fee=995&taxed_inc=3000&untaxed_inc=2000&rebate=0&resP=58®_fee=155&sales_tax=8.375&demo_mileage=0&memo=&monthlyTax_radio=true
Numbers aren’t 100% accurate, as explained below.
MSRP: $ 50,290 (it was actually $51,060, but the salesman had to leave, and the finance guy didn’t understand that the correct MSRP would give me a higher residual and thus a slightly lower payment, but I couldn’t argue anymore over $10 or so).
Selling Price: $ $40,531.84
Monthly Payment: $ 445
Cash Due at Signing: $ 680
MSD: 0
Incentives: $2,000 NE cash, $3000 Costco (selling price is net of them)
Months: 36
Annual Mileage: 12,000
MF: 0.00082
Residual: 58%
Region: NY/NJ
Leasehackr Score: 9.8 years
So my MSRP is actually higher than calculated, but they screwed up initially. Then, they had to source the car from another dealer. The invoice said 19" wheels but it didn’t have them, so they had to pull them from another car. That would make the MSRP $51,060 in the real world. My payment should have been slightly less, but I couldn’t argue and make sense out of numbers with someone who kept trying to tell me that I got things “for free” when I actually didn’t.
My true DAS was also $1,400, because I got the wheel and tire package for $699 + tax, since I hit a bad pothole in my last Volvo and didn’t want to deal with that again.
I also rolled in $1,400 of NY tax, so I configured the calculator as if it was just taxed on the payment.
I can post more/better pictures tomorrow because I forgot my camera at home and it was getting dark.