# Should I expect this same price with 15k year? 0 out of pocket? On this car?

**URL:** <https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004>\
**Category:** Ask the Hackrs\
**Created:** [September 19, 2017, 5:19pm UTC](https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004 "2017-09-19T17:19:04Z")\
**Posts on this page:** 20\
**Page:** 2

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**Author:** ![LA90292](https://leasehackr.b-cdn.net/letter_avatar/la90292/32/5_5575768a8748004e209b776fc1b2916d.png) [@LA90292](https://forum.leasehackr.com/u/LA90292)\
**Post date:** [September 19, 2017, 6:23pm UTC](https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004/21 "2017-09-19T18:23:12Z")

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Nope. I would not let a dealer pull credit until ready to sign. I assume you have good (700+) credit? Look up the credit tiers.

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**Author:** ![Jpaints](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jpaints/32/101809_2.png) [@Jpaints](https://forum.leasehackr.com/u/Jpaints)\
**Post date:** [September 19, 2017, 6:30pm UTC](https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004/22 "2017-09-19T18:30:58Z")

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Its this exact one  
Already driven it they are across the street doing numbers now

 ![Screenshot_20170918-154537](https://leasehackr-assets.b-cdn.net/original/2X/f/fa2ff2e17c207af2ee2a43c3aafcf7c3d7e3c98d.jpg) ![Screenshot_20170918-154548](https://leasehackr-assets.b-cdn.net/original/2X/9/977a0b1cc4bd2e84c3ced34ac93fc1d0fe6346aa.png)

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**Author:** ![Jpaints](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jpaints/32/101809_2.png) [@Jpaints](https://forum.leasehackr.com/u/Jpaints)\
**Post date:** [September 19, 2017, 6:32pm UTC](https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004/23 "2017-09-19T18:32:28Z")

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![Screenshot_20170918-162141](https://leasehackr-assets.b-cdn.net/original/2X/8/8a027547222aa698898c74d436e2df85fb153ad7.png)

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**Author:** ![Jpaints](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jpaints/32/101809_2.png) [@Jpaints](https://forum.leasehackr.com/u/Jpaints)\
**Post date:** [September 19, 2017, 6:33pm UTC](https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004/24 "2017-09-19T18:33:41Z")

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I don’t care if they make some money  
I just don’t want them to bury me in it and laugh and draw a tombstone after I leave on the board

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**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\
**Post date:** [September 19, 2017, 6:38pm UTC](https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004/25 "2017-09-19T18:38:07Z")

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> [@Jpaints](#):
>
> I’ve studied all the threads on the xc90 and after looking through all them

Then how come you don’t know what a conquest incentive is? How come you don’t know what a good price is, and expect people like @ursus to give you a binary yes/no answer? No offense, but you don’t sound like you’ve done any research at all. You need to become a lot more resourceful and self-reliant instead of expecting people here to just give you answers.

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**Author:** ![Jpaints](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jpaints/32/101809_2.png) [@Jpaints](https://forum.leasehackr.com/u/Jpaints)\
**Post date:** [September 19, 2017, 6:46pm UTC](https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004/26 "2017-09-19T18:46:50Z")

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No I did I just couldn’t figure out the Calculator and am unsure.

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**Author:** ![Boomba](https://leasehackr.b-cdn.net/letter_avatar/boomba/32/5_5575768a8748004e209b776fc1b2916d.png) [@Boomba](https://forum.leasehackr.com/u/Boomba)\
**Post date:** [September 19, 2017, 6:51pm UTC](https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004/27 "2017-09-19T18:51:22Z")

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> [@Jon](#):
>
> For the $70k for $400/month deals, are you referring to loaner e300s? You gotta compare apples to apples.

There have been other crazy low deals besides e300s. I was speaking generally.

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**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\
**Post date:** [September 19, 2017, 6:52pm UTC](https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004/28 "2017-09-19T18:52:30Z")

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> [@Boomba](#):
>
> There have been other crazy low deals besides e300s. I was speaking generally.

You are still comparing apples to oranges.

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**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\
**Post date:** [September 19, 2017, 6:53pm UTC](https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004/29 "2017-09-19T18:53:17Z")

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> [@Jpaints](#):
>
> No I did I just couldn’t figure out the Calculator and am unsure.

Which input field in the calculator are you having trouble with?

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**Author:** ![Boomba](https://leasehackr.b-cdn.net/letter_avatar/boomba/32/5_5575768a8748004e209b776fc1b2916d.png) [@Boomba](https://forum.leasehackr.com/u/Boomba)\
**Post date:** [September 19, 2017, 6:54pm UTC](https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004/30 "2017-09-19T18:54:23Z")

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How so? 20 20 20 20 20

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**Author:** ![Ursus](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ursus/32/4944_2.png) [@Ursus](https://forum.leasehackr.com/u/Ursus)\
**Post date:** [September 19, 2017, 6:55pm UTC](https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004/31 "2017-09-19T18:55:49Z")

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Didn’t I show you a simple one? I’ve posted it 100 times all over. All you need is MSRP, selling price minus all incentives, MF, RV and you tax rate  
[http://www.ridewithg.com/rwg-calculator/](http://www.ridewithg.com/rwg-calculator/)

On that car with $59K you should be under $500/mo. Did you even see this deal?

> [@Trophy Garage \[Photos \]](https://forum.leasehackr.com/t/trophy-garage-photos/18772/217):
>
> $477/month $59705 msrp $53802 sale price. Max msd. $3787 drive off. I really appreciated the help of @Ursus, @nyclife, @Benedetto. It’s been roller coaster for searching the deal, without them I’ll probably be carless. Thanks you guys much. [https://imgur.com/8NyfAoj](https://imgur.com/8NyfAoj)

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<div class="post-metadata">

**Author:** ![Ursus](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ursus/32/4944_2.png) [@Ursus](https://forum.leasehackr.com/u/Ursus)\
**Post date:** [September 19, 2017, 6:57pm UTC](https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004/32 "2017-09-19T18:57:45Z")

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We are talking an SUV here, if you didn’t notice.

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<div class="post-metadata">

**Author:** ![Boomba](https://leasehackr.b-cdn.net/letter_avatar/boomba/32/5_5575768a8748004e209b776fc1b2916d.png) [@Boomba](https://forum.leasehackr.com/u/Boomba)\
**Post date:** [September 19, 2017, 7:06pm UTC](https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004/33 "2017-09-19T19:06:33Z")

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Meaning what? I didn’t say anything about any specific car. I said some people are getting $400 deals on $70 MSRP cars. I used the word car generically as in vehicles.

You must be fun at parties by the way.

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<div class="post-metadata">

**Author:** ![Jpaints](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jpaints/32/101809_2.png) [@Jpaints](https://forum.leasehackr.com/u/Jpaints)\
**Post date:** [September 19, 2017, 7:18pm UTC](https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004/34 "2017-09-19T19:18:00Z")

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Lmao…lmao…wow

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<div class="post-metadata">

**Author:** ![Jpaints](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jpaints/32/101809_2.png) [@Jpaints](https://forum.leasehackr.com/u/Jpaints)\
**Post date:** [September 19, 2017, 7:20pm UTC](https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004/35 "2017-09-19T19:20:43Z")

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Right so I am close at 500 w o drive off

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<div class="post-metadata">

**Author:** ![Ursus](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ursus/32/4944_2.png) [@Ursus](https://forum.leasehackr.com/u/Ursus)\
**Post date:** [September 19, 2017, 7:21pm UTC](https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004/36 "2017-09-19T19:21:37Z")

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Yeah, I see

> [@Boomba](#):
>
> There have been other crazy low deals besides e300s. I was speaking generally.

It wasn’t about OP not getting a $500/mo on a $55K XC90 - sure he can get it if he works on it, but not based on that offer ad as he asked.

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<div class="post-metadata">

**Author:** ![Jpaints](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jpaints/32/101809_2.png) [@Jpaints](https://forum.leasehackr.com/u/Jpaints)\
**Post date:** [September 19, 2017, 7:23pm UTC](https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004/37 "2017-09-19T19:23:00Z")

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Sent the dealer this and they immediately call and said there’s no way lol

 ![Screenshot_20170919-113738](https://leasehackr-assets.b-cdn.net/original/2X/f/fc47b60224e801033e2bd991696577fdc88f5e9c.jpg)

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<div class="post-metadata">

**Author:** ![Ursus](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ursus/32/4944_2.png) [@Ursus](https://forum.leasehackr.com/u/Ursus)\
**Post date:** [September 19, 2017, 7:23pm UTC](https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004/38 "2017-09-19T19:23:56Z")

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Good, now tell the dealer the selling price you want before rebates and go from there.

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<div class="post-metadata">

**Author:** ![Ursus](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ursus/32/4944_2.png) [@Ursus](https://forum.leasehackr.com/u/Ursus)\
**Post date:** [September 19, 2017, 7:25pm UTC](https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004/39 "2017-09-19T19:25:14Z")

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What is $3,500 conquest? 😂 And how did you come up with 14% off BEFORE rebates when 8% is considered very good discount on a 2018?

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<div class="post-metadata">

**Author:** ![Jon](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jon/32/70934_2.png) [@Jon](https://forum.leasehackr.com/u/Jon)\
**Post date:** [September 19, 2017, 7:54pm UTC](https://forum.leasehackr.com/t/should-i-expect-this-same-price-with-15k-year-0-out-of-pocket-on-this-car/21004/40 "2017-09-19T19:54:22Z")

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Did you just take a screenshot of someone else’s deal? I thought you wanted 15k miles? And aren’t you in CA? Doc fee is capped at $80, so why would you offer to pay $199?

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