State: GA.
Note: Understand leasing a car is not the best way to finance and initially didn’t intend to purchase the car at lease-end but based on current market options, would like to get a second opinion…
Car make/model: 2023 Mazda CX-5 (Premium PKG AWD).
original lease terms: 36 months / 12K miles per year -- 36K miles.
Agreed upon vehicle value: $32,175
Gross capitalized cost: $35,479.19
Residual value: $19,868.25
current ODO: 30,400 miles (so I should have positive equity).
Total amount of payments for lease: $19,367.95 (what I have paid).
Vehicles I am considering (budget $20-24K):
2020-2022 Jeep Grand Cherokee.
2020-2023 VW Tiguan or 2020-2023 Honda CRV
CarMax is offering $23K buyout for the vehicle (good for 7-days from today).
Dealer buyout offer:
- Market Selling Price: $19,614.44
- Doc Fee: $699
- GATAVT: $1,421.94
- Non Tax Fees: $44.00
- Balance: $21,779.38
** Must have car options: Push-To-Start and Sunroof.
– What would you guys do? I would rather keep the car but also know I mathematically would have overpaid as well. 
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