That’s all the more reason to go to a credit union. They tend to have much better first time car buyer programs.
Actually, that is the standard rate for First Time Buyer. You can get a pre-approval from your bank first and tell them to match the rate
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First time car buyer with a newish job and you are jumping right into a lease?
Cough, that would be a warning sign right there.
The recent posts have been directed at financing, not leasing.
Yep, I’m actually purchasing.
Oh I didn’t notice the 5% interest rate mention.