# Running credit, can't be done online?

**URL:** <https://forum.leasehackr.com/t/running-credit-cant-be-done-online/294803>\
**Category:** Ask the Hackrs\
**Tags:** sedan, toyota\
**Created:** [September 19, 2020, 2:26pm UTC](https://forum.leasehackr.com/t/running-credit-cant-be-done-online/294803 "2020-09-19T14:26:05Z")\
**Posts on this page:** 6\
**Page:** 3

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**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\
**Post date:** [September 23, 2020, 5:34pm UTC](https://forum.leasehackr.com/t/running-credit-cant-be-done-online/294803/41 "2020-09-23T17:34:22Z")

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That’s all the more reason to go to a credit union. They tend to have much better first time car buyer programs.

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**Author:** ![derekoh1991](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/derekoh1991/32/198657_2.png) [@derekoh1991](https://forum.leasehackr.com/u/derekoh1991)\
**Post date:** [September 23, 2020, 5:45pm UTC](https://forum.leasehackr.com/t/running-credit-cant-be-done-online/294803/42 "2020-09-23T17:45:02Z")

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Actually, that is the standard rate for First Time Buyer. You can get a pre-approval from your bank first and tell them to match the rate

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**Author:** ![forbs](https://leasehackr.b-cdn.net/letter_avatar/forbs/32/5_5575768a8748004e209b776fc1b2916d.png) [@forbs](https://forum.leasehackr.com/u/forbs)\
**Post date:** [September 23, 2020, 7:28pm UTC](https://forum.leasehackr.com/t/running-credit-cant-be-done-online/294803/43 "2020-09-23T19:28:14Z")

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First time car buyer with a newish job and you are jumping right into a lease?

Cough, that would be a warning sign right there.

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**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\
**Post date:** [September 23, 2020, 7:40pm UTC](https://forum.leasehackr.com/t/running-credit-cant-be-done-online/294803/44 "2020-09-23T19:40:07Z")

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> [@forbs](#):
>
> First time car buyer with a newish job and you are jumping right into a lease?

The recent posts have been directed at financing, not leasing.

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**Author:** ![Roly](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/roly/32/30428_2.png) [@Roly](https://forum.leasehackr.com/u/Roly)\
**Post date:** [September 23, 2020, 7:49pm UTC](https://forum.leasehackr.com/t/running-credit-cant-be-done-online/294803/45 "2020-09-23T19:49:31Z")

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Yep, I’m actually purchasing.

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<div class="post-metadata">

**Author:** ![forbs](https://leasehackr.b-cdn.net/letter_avatar/forbs/32/5_5575768a8748004e209b776fc1b2916d.png) [@forbs](https://forum.leasehackr.com/u/forbs)\
**Post date:** [September 23, 2020, 11:00pm UTC](https://forum.leasehackr.com/t/running-credit-cant-be-done-online/294803/46 "2020-09-23T23:00:02Z")

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Oh I didn’t notice the 5% interest rate mention.

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