Review my Deal 2020 BMW X5 SDrive40i 36month/10k

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Would really like everyone’s opinion on a recent lease quote in California. 2020 X5 sDrive40i 36month/10,000miles
Here is my calculator.
MSRP: 63,445
Selling Price: 56,130
Loyalty/Lease Credit: 2,000
MSD’s: 4,900
DAS: 1,612
Monthly: 673 w/ tax

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Isn’t BMW offering first 2 payment credits? How are they handling that? Is it rolled into the discount or you actually going to get the credits off your first 2 payments?

My understanding is I will get 2 credits up to $750 for each payment… but I need to verify… I was more focused on MF and price of car…

I believe you have base money factor. You can verify that on Edmunds forums if you ask for MF/Resid/Incentives for your zip code. Is this a service loaner or a brand new unit? CA is a pretty competitive market from what I understand but also supply could be getting tight now with factories being shut down. So you probably won’t get as much dealer discount now as you would a couple of months ago unless it’s a stale unit or odd color/options.

Post pics please