Residual different in pre-negotiated deals vs listed for Cadillac

Before the EV tax credit expired, GM Financial paid deposits to dealers to buy essentially all EV inventory, in order to capture the $7,500 tax credit themselves with the intention of passing on the savings to lessees.

Accordingly, GMF is supporting leases on those units through residual value support:

Residual value ($) = (Posted RV% * MSRP) + $6,500

GM Financial believed this “loophole” would be valid through year-end, but the government recently told them this would only fly through the end of October.

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