Hi hackrs I see Toyota is doing $6500 off rav4 prime leases . My question is if I were to buy it out or sell it to a dealer would it reflect in the payoff . Read a few other threads on here but haven’t seen a definite answer.

Post the ones you read confused you. There is even a sample contract in one with back-and-forth.
The answer is yes, the net to you is not $6500 (less acq, disposition fee at term, etc)