Here is the <a href="https://leasehackr.com/calculator?make=Toyota&miles=12000&msrp=52329&sales_price=52329&months=36&mf=0.00430&msd=0&dp=0&dealer_fee=300&acq_fee=650&disp_fee=350&taxed_inc=0&untaxed_inc=6500&rebate=0&resP=55.99&gov_fee=2.95&sales_tax=6.25&demo_mileage=0&memo=&tradein=0&fin_sp=52329&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&onepay=true&sellingPriceTax_radio=true&bmw_demo_25=true&fees_untaxed=true&lease_result_mode=true" rel="noopener nofollow ugc">link to my calculator I don’t fully understand Toyota One Pay lease but I’m trying to use it to reduce the amount of taxes that must be paid in TX. Questions: If I buy out the lease immediately, does TFS subtract the Rent ($8925) from the payoff amount? If I don’t buy out the lease i…

On a one pay, rent charge is still earned monthly. If you do an early buyout of a one pay, your buyout amount is the residual value minus the unearned rent… that is, your buyout is way under the residual value. Each month, the buyout increases by the amount of rent that was earned that month, until…

Sorry, should’ve written my question better. W/ a one pay, the entirety of rent charge is paid upfront, so there is no unearned rent charge, correct?

All the rent except for the first month is unearned because you didn’t rent the car during the last 35 (or how every many) months.

Texas sometimes uses what is called “presumptive value” to determine value of a vehicle. Therefore, basing the 6.26% sales tax on that number. The 2 times I bought used vehicles from out of state (within the last 8 years), “presumptive value” is the figure the tax office used. In both situations …

I didn’t avoid it, it just wasn’t relevant. It’s a RAV4 Prime. Everyone is just getting way off topic on the original question which was/is, will TFS subtract out the unpaid rent on a OnePay lease with immediate buyout, just like they do on a normal lease?

[image] Lucastx: All the rent except for the first month is unearned because you didn’t rent the car during the last 35 (or how every many) months Disclaimer: I haven’t leased b/f, but how is a “one pay” actually only one payment, if there are unearned rent charges? Aside from a reduced MF,…

Let’s just say for now the reason for the OnePay is irrelevant. There is about $6-8K rent included in the OnePay lease that you pay up front. The question is simply, does TFS subtract that from the amount due in the payout if you buyout immediately, because it’s all (mostly anyway) unearned? We jus…

Nope that’s not the point of OnePay. People might do it to get a better MF, or because they want the convenience of cash up front and no payments or whatever. Look at the calculators I posted. There is no such thing that I’m aware of where a lease does not charge rent. That’s how lessors make money …

Please help me understand how you are saving with leasing and EV credit. Based on leasing on your calculator if you do a one pay lease and a lease buyout you will pay $29,622 for the lease and $31,113 for the lease buyout for a total of $60,752. If you finance I would assume since you are going to…

BlockquotePlease help me understand how you are saving with leasing and EV credit. Based on leasing on your calculator if you do a one pay lease and a lease buyout you will pay $29,622 for the lease and $31,113 for the lease buyout for a total of $60,752. If you finance I would assume since you …

Questions about Toyota One Pay Lease

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paranoidgarliclover July 17, 2024, 7:04pm 23

Where did I say that a one-pay lease isn’t charging rent? My point was that, in a one pay, that rent has also been paid upfront.

Feel free to read this

and then argue w/ @delta737h, if you disagree. I have nothing further to contribute.