Question on Q50 Silver Sport Lease

Background: I’m in a red sport with 12 months left. IFS payoff quote was reduced to $3,944.10

I found a 2020 silver sport loaner, well-equipped with 2,700 miles. MSRP is $55,890.
39/10k
MF: 0.00112
RV: 48%
Loyalty: $2,000
Dealer Cash: $8,950

  1. On the quote he’s saying the sales price is $43,465. I assume he’s just applying the dealer cash to this purchase price because the mo/payment was quoted at $596/mo with $2,000 down. Dealer cash incentives are supposed to be applied after agreed upon purchase price, correct? And since this is a loaner, I should be aiming for 20% off MSRP?

  2. The $2,000 loyalty incentive should offset half of my current lease payoff rollover?

  3. Can someone help me run the calculator for this scenario? I’m thinking this should actually be closer to $320/mo with $0 down, and like ~$1,400 DAS for first month, incentive tax, fees, etc.

Am I totally off here? Or is he trying to put almost 100% of the incentives back into the dealer’s pocket? I would love some clarity, thanks guys!