Q6 etron vs Lyriq Lux 1 - Which car do you think will be easier to lease transfer?

Ask the Hackrs
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1

I am in Northern California; long story short my Mom died of cancer very young 13 months after diagnosis. I am wrapping up affairs here in Northern CA, only been back for 2 weeks from Asia and renting from Hertz at about $250 per week [ Currently given a Buick Encore GX].

The options I have are to go for a 24/10 on a 2025 Cadillac Lyriq Lux 1; I am out the door at $425 monthly on a true 0 down.

The other option would be a 36/10 on an base Q6 Audi E-tron and haven’t negotiated those numbers fully, but I would peg it at around $480 on a true 0 down.

MSRP of both vehicles are comparable, and I know for Cadillac you need at least 6 months left on the lease, not so sure about Audi. Doing a true 0 since the MF on both is low and I figure I can always offer an incentive to get out of it rather than trying to have someone pay me to takeover.

I am leaning towards the Audi.

However, from browsing Swapalease, it seems that neither the Lyriq nor the Audi have had any “pending” or “sold” current status, so I am turning to crowdsourcing the info :slight_smile:

I feel car rates will definitely be higher in 2 years if I do stick around, hence the 36/10 on the Audi since the RV difference on 24 vs 36 is about 7%.

Any thoughts on which would be the easier lease to transfer?

In 6 months, 18, or even 24 I don’t know if I will stick around here or not; and I want to lease the car that will be more “desirable” when I seek to exit it. There is a chance I do stay here, so needless to say my head is spinning. I was raised in the Bay Area, but am single and know that I will either move within the US, or if work permits spend majority of my time in Europe and Asia.

Thank you for any thoughts you may have. Sorry if this is the wrong forum for the question.

2

Audi keeping you financially responsible after transferring makes Audi a non-starter for this plan in my opinion

3

Think Audi you stay liable so for me I would go Cadillac.

4

It’s all about the payment. Nothing makes a lease transfer more desirable than the payment.

Also consider the Lexus RZ due to how desirable the payments are. Or BMW because they are the most efficient at transfers.

Audi is a non-starter and GM transfers are quite slow AFAIK.

5

Which brand does allow easy transfers, BMW? Porsche? That seems more important than any reason you might have to love the Audi or Cadillac.

6

See my other thread on the GM transfer process - however it seems to vary state by state (with GM Financial at least) so the real question is “who has done a GM lease transfer in california and what was your experience?”

My experience so far is that both parties REALLY need to trust each other and the process and that it will take a minimum of 3 calendar weeks.

If it’s accurate that BMW is the most efficient at transfers as above, I would look hard at them. Also be mindful that your option if you CAN’T transfer out may be to eat all of the remaining payments.

Given your situation you may honestly be better finding a desirable but boring car (think Rav4 or Camry) buying lightly used, and assuming you will sell lightly used and not lose too much money, until you are ready to commit to where you’ll live.

7

Thanks for all the helpful info guys, was headed in the Audi direction, and now potentially switching back to the Cadillac. I had no idea that Audi kept you responsible post transfer, that could be disastrous if someone let’s insurance lapse, forget payments.

Will also check out lightly used Camry / Rav4s. I don’t know why, but always thought that these deals would pencil out horribly [paying tax on both the acquisition and then again on the sale]; but if the value decreases very little it could make sense.

Normally would have done BMW, but the X3 payments are a bit higher than what I wanted them to be and I lost loyalty.

Will let you all know my ultimate decision, thank you! :slight_smile:

Looks like Hertz gets my money for another week.

8

You will pay sales tax when you buy the car, but not when you sell it (next owner pays).

BMWs are easiest to transfer and that’s what I’d do, and I’d prioritize payment over how much I liked the specific model vs. others. A cheap i4 maybe.

I believe GM limits transfers to in-state, but if you’re in a metro area that may not be a big deal. The time it would take would be more consequential. The timing would be much longer than a BMW and much less predictable.

9

You are completely correct, GM limits it to instate transfers only. Luckily I am in CA. Without loyalty i4 seems be slightly more than the Lyriq, but going to have to get up early and go deal hunting.

Thank you for the insight! At least Audi was ruled out, I would have entangled myself in a huge mess.

10

Good luck finding the least terrible automotive option, and more importantly I’m very sorry for your loss.

11

That sounds good in theory until you actually check on what’s available… I’ve never found a lightly used Camry that would make sense over a discounted brand new one