The dealership will not budge on marked up MF so I negotiated more discount off MSRP.
2019 BMW 540i
Location: SF Bay Area
MSRP: $68190
Discount before rebate: $8000
Lease rebate: $5500
Residual: 59% for 36/12
MF: 0.00205
DAS: $2000
Payment: $632 + tax; $605 after applying CCA rebate
Have not signed the papers yet.