Please help to analyze this offer

2017 Lincoln Navigator L Reserve
MSRP: 75835
Sell price: 62579
Residual: 37159.15 (39 months with 10500 miles per year)
Down payment: 0
Tax:6.25% (Texas)
Money factor was not shown on the offer

monthly cost: 848.81

I know it is a bad offer, what should be the target of monthly payment?

Thank you very much and best regards.

I’m correct me if I’m wrong, but I believe you can lease aCadillac Escalade for the same money, and if it were me I would pick the GM car over a Ford any day.

I am negotiating on a Yukon XL, hope I can get a good deal.
Thank you very much.