Non-withstanding the fact it’s a terrible idea, you can add the vehicle return addendum to any AFG contract.
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make sure you’re buying something that retains its value otherwise it’s a bad proposition…
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I know old topic, was just about to do another when I saw no longer possible. I did these for the last 10 years if not longer. they were a great option. You buy car through dealer like full purchase. Penfed holds the residual and converts to fixed loan at end if you want or trade in.
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Can you use this program but put the car in a business name?
Did you see their rates for any auto loan. They are not even competitive anymore.
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This discussion continues here:
https://forum.leasehackr.com/t/better-than-a-lease-a-balloon-loan-primer/