# PenFed Benefits - Up to $2000 AUDI MB FCA JEEP (usually $500 towards leases) **URL:** \ **Category:** Signed Deals & Tips\ **Tags:** mercedes-benz, bmw, volvo, fiat, mini\ **Created:** [November 25, 2019, 4:14pm UTC](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675 "2019-11-25T16:14:48Z")\ **Posts on this page:** 20\ **Page:** 3
**Author:** ![senwia](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/senwia/32/122776_2.png) [@senwia](https://forum.leasehackr.com/u/senwia)\ **Post date:** [December 9, 2019, 4:13am UTC](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675/42 "2019-12-09T04:13:15Z")
Yes there is a wait period, I think 30 days but It could be longer. ---
**Author:** ![joeblogs](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/joeblogs/32/44022_2.png) [@joeblogs](https://forum.leasehackr.com/u/joeblogs)\ **Post date:** [December 9, 2019, 4:31am UTC](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675/43 "2019-12-09T04:31:56Z")
Who cares what experience they have had with PenFed, I spent I think $15 total for an account, with the intent to use it for some sort of discount down the road. Most of the people in this forum are just looking to maximise there availability to discounts/extra rebates, that’s exactly what a PenFed account does, and it’s a one time deal, doesn’t require renewal. Now that they include bimmer, I count this as a win ---
**Author:** ![kubikdanon](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/kubikdanon/32/72761_2.png) [@kubikdanon](https://forum.leasehackr.com/u/kubikdanon)\ **Post date:** [December 9, 2019, 7:03pm UTC](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675/44 "2019-12-09T19:03:05Z")
Can confirm PenFed is like USAA, it stacks. ---
**Author:** ![jimjay](https://leasehackr.b-cdn.net/letter_avatar/jimjay/32/5_5575768a8748004e209b776fc1b2916d.png) [@jimjay](https://forum.leasehackr.com/u/jimjay)\ **Post date:** [December 9, 2019, 7:23pm UTC](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675/45 "2019-12-09T19:23:40Z")
Does anyone know if Penfed stacks with Mercedes-Benz Club of America (MBCA) $500 incentive? ---
**Author:** ![senwia](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/senwia/32/122776_2.png) [@senwia](https://forum.leasehackr.com/u/senwia)\ **Post date:** [December 9, 2019, 7:26pm UTC](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675/46 "2019-12-09T19:26:30Z")
I don’t think so. It’s the same type of rebate. ---
**Author:** ![RustangCobra](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/rustangcobra/32/27651_2.png) [@RustangCobra](https://forum.leasehackr.com/u/RustangCobra)\ **Post date:** [December 9, 2019, 8:22pm UTC](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675/47 "2019-12-09T20:22:33Z")
I can confirm that in my instance, the Penfed code I provided to my dealer did not come out of their pocket, they confirmed it came from BMW NA. It also stacked with the OL, Loyalty and Lease credits. ---
**Author:** ![Edwards](https://leasehackr.b-cdn.net/letter_avatar/edwards/32/5_5575768a8748004e209b776fc1b2916d.png) [@Edwards](https://forum.leasehackr.com/u/Edwards)\ **Post date:** [December 9, 2019, 8:35pm UTC](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675/48 "2019-12-09T20:35:20Z")
“ _I can confirm that in my instance, the Penfed code I provided to my dealer did not come out of their pocket, they confirmed it came from BMW NA. It also stacked with the OL, Loyalty and Lease credits.”_ How can Penfed stack with loyalty if Penfed disclaimer specifically excludes deals financed or leased with BMWFS and loyalty comes from BMWFS? 🤷 ---
**Author:** ![RustangCobra](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/rustangcobra/32/27651_2.png) [@RustangCobra](https://forum.leasehackr.com/u/RustangCobra)\ **Post date:** [December 9, 2019, 8:41pm UTC](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675/49 "2019-12-09T20:41:20Z")
> “ _I can confirm that in my instance, the Penfed code I provided to my dealer did not come out of their pocket, they confirmed it came from BMW NA. It also stacked with the OL, Loyalty and Lease credits.”_ > > How can Penfed stack with loyalty if Penfed disclaimer specifically excludes deals financed or leased with BMWFS and loyalty comes from BMWFS?? That’s not what it says… It says “Cash incentives are not applicable for vehicles leased/financed through BMW Financial Services” which means that you can only qualify for the $500 payment if you’re leasing or financing through BMWFS, you cannot qualify for the vehicle specific amounts listed. For example, I purchased a 5-series through BMWFS which meant that the code I provided took off $500, not $2,000 which is what I could have got if I used my only financing or paid cash. ---
**Author:** ![Edwards](https://leasehackr.b-cdn.net/letter_avatar/edwards/32/5_5575768a8748004e209b776fc1b2916d.png) [@Edwards](https://forum.leasehackr.com/u/Edwards)\ **Post date:** [December 9, 2019, 9:05pm UTC](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675/50 "2019-12-09T21:05:37Z")
Right, essentially Penfed is corporate fleet, $500 incentive if FS funded, 2000 non-FS. Unlikely to stack with CCA rebate, curious to see data points on that. ---
**Author:** ![mani\_is\_kool](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mani_is_kool/32/11116_2.png) [@mani\_is\_kool](https://forum.leasehackr.com/u/mani_is_kool)\ **Post date:** [December 9, 2019, 9:10pm UTC](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675/51 "2019-12-09T21:10:37Z")
Same here. I opened it back in 2009 with $5. Today its $10.30 🤷‍♂️ Wish I had put in much more. ---
**Author:** ![LeaN69](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/lean69/32/123051_2.png) [@LeaN69](https://forum.leasehackr.com/u/LeaN69)\ **Post date:** [December 10, 2019, 7:20pm UTC](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675/52 "2019-12-10T19:20:10Z")
I opened it back in 2015 Regular Savings with 0% growth. Things must have changed. ---
**Author:** ![Edwards](https://leasehackr.b-cdn.net/letter_avatar/edwards/32/5_5575768a8748004e209b776fc1b2916d.png) [@Edwards](https://forum.leasehackr.com/u/Edwards)\ **Post date:** [December 10, 2019, 7:32pm UTC](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675/53 "2019-12-10T19:32:26Z")
You more than doubled your money in less than a year?? ---
**Author:** ![mani\_is\_kool](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mani_is_kool/32/11116_2.png) [@mani\_is\_kool](https://forum.leasehackr.com/u/mani_is_kool)\ **Post date:** [December 10, 2019, 7:33pm UTC](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675/54 "2019-12-10T19:33:36Z")
Jeez sorry for the typo. It was in 2009 🤦‍♂️ ---
**Author:** ![Edwards](https://leasehackr.b-cdn.net/letter_avatar/edwards/32/5_5575768a8748004e209b776fc1b2916d.png) [@Edwards](https://forum.leasehackr.com/u/Edwards)\ **Post date:** [December 10, 2019, 7:34pm UTC](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675/55 "2019-12-10T19:34:19Z")
It’s kool … ---
**Author:** ![vc85](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/vc85/32/42727_2.png) [@vc85](https://forum.leasehackr.com/u/vc85)\ **Post date:** [December 13, 2019, 10:46pm UTC](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675/56 "2019-12-13T22:46:02Z")
> [@vc85](#): > > stack can confirm that OL and PenFed can stack. Spoke with a dealership in NJ today and they were able to. ---
**Author:** ![absoluteczech](https://leasehackr.b-cdn.net/letter_avatar/absoluteczech/32/5_5575768a8748004e209b776fc1b2916d.png) [@absoluteczech](https://forum.leasehackr.com/u/absoluteczech)\ **Post date:** [December 13, 2019, 11:27pm UTC](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675/57 "2019-12-13T23:27:32Z")
When I log into my pennfed account I dont see this… Where do I go to see incentives ? ---
**Author:** ![vc85](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/vc85/32/42727_2.png) [@vc85](https://forum.leasehackr.com/u/vc85)\ **Post date:** [December 14, 2019, 12:16am UTC](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675/58 "2019-12-14T00:16:21Z")
[https://penfed.truecar.com/?referrer\_id=ZPEN000005](https://penfed.truecar.com/?referrer_id=ZPEN000005) ---
**Author:** ![jackals](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jackals/32/130337_2.png) [@jackals](https://forum.leasehackr.com/u/jackals)\ **Post date:** [December 14, 2019, 12:18am UTC](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675/59 "2019-12-14T00:18:51Z")
$500 for BMW if you lease the BMW through BMWFS? ---
**Author:** ![vc85](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/vc85/32/42727_2.png) [@vc85](https://forum.leasehackr.com/u/vc85)\ **Post date:** [December 14, 2019, 12:51am UTC](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675/60 "2019-12-14T00:51:43Z")
yea, that’s correct. ---
**Author:** ![soBMW](https://leasehackr.b-cdn.net/letter_avatar/sobmw/32/5_5575768a8748004e209b776fc1b2916d.png) [@soBMW](https://forum.leasehackr.com/u/soBMW)\ **Post date:** [December 14, 2019, 1:11am UTC](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675/61 "2019-12-14T01:11:10Z")
If the codes reset every year and someone can confirm, I’m willing to give mine away for December as I won’t be getting a car until my lease is picked up from Swapalease. Happy Holidays? I’m an active penfed member. [Previous page](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675.md?page=2) [Next page](https://forum.leasehackr.com/t/penfed-benefits-up-to-2000-audi-mb-fca-jeep-usually-500-towards-leases/201675.md?page=4)