Hello. I have an odd situation and I could use advice.
I factory ordered and opened a CCAP loan on a 22 Pacifica Hybrid. On my delivery date I was informed that a recall came out on the vehicle and that I could not take delivery.
It is now 30 days later which is the threshold for days out of service for lemon law in the state of purchase. My first loan payment is coming due and there is no estimated resolution date for the recall so it is indeterminate when I will be able to take delivery. I have registered the vehicle at my local motor vehicle office and have hard plates.
No attempt has been made to suspend my loan or offer any recourse by the dealer or corporate.
At this point I want to get out of the car and move on.
I see 3 options:
Ask the dealer to rollback the purchase. Will the car revert to new or is it now a used car since it was registered? Am I due any additional compensation for the inconvenience? What happens to the federal tax credit on it?
Pursue a buyback through Stellantis / FCA corporate.
Stay current on your payments. I would contact the dealer and ask for either a SOC (replacement) or repurchase. If you’re up for a challenge you can try to squeeze them for goodwill $$$$ but with no finite resolution on the horizon that seems too open ended.
It’s very odd that the dealer could even sale the car to you with the recall in place. I would also question the sale since you never took possession of the vehicle. As suggested, contact CCAP to see if the contract is valid and see what they can do or contact a lawyer.
The loan closing and down payment were finalized a few days before delivery date (remote sign). The vehicle has been registered in my name already. I paid for it / took a loan on it / registered it and have plates for it. In my state the title is mailed to the Lien Holder.
I do have a case # with Stellantis and am expecting an escalation callback.
If this is in California, vehicle delivery is considered driving the vehicle off the lot. If you’ve never taken delivery, you can request the dealer unwind the deal as the transaction isn’t complete.