[Opinion] 2018 Buick Encore Preferred $4,100 driveoff onepay

Year, Make, Model, and Trim: [2018 Buick Encore preferred front drive, Color option +$395 to base MSRP]

MSRP: [$25,790]
Selling Price: [$22,998] (11% discount)
Rebates: $5,750 [$2,000 GM cash, $750 select market cash, $3,000 conquest] I’m a GM employee but I don’t know if that was actually useful
Trade-in: [$0]

Months: [24]
Annual Mileage: [10,000] 2nd car, probably won’t even get 4k miles per year

MF: .00217 <-- “hacked” this into the calculator to get to the $4,099 drive-off that the dealer offered as their final. It had been 0.00131 in discussions up to that point.
Residual: [.64]

Security Deposit: [$0]
Drive-off: [$4,099]
Monthly Payment (incl. tax): [$0] Onepay

Sales Tax Rate: [9.5] - Taxable rebates are killing me

Leasehackr Score: [15.5 years]

Total Lease Cost: [$4,263]
(with registration of $321 = $4,584)

Not sure if I calculated everything right, but my total payment should be $4,100 drive-off and then the acquisition fee at the end of $495. Leasehackr Score of 15.5 is not quite ‘legendary’ levels, but I don’t know that I can do much better. I’m up against the 9.5% tax rate too. Haven’t been able to find anything cheaper (literally just need any car as a second car, without dealing with older vehicles/complicated private sales). Tell me if I’m wrong!

Theres already a topic where you should have posted but calculations look good. Do u have a college kid in household? U can get an additional 500 rebate i think. Also waive the 650 acquisition to increase MF and it will lower your total.


Do you have a better deal for me in LA/SoCal? :slight_smile: PM me!

You should wind up lower than 0.00206 I believe if you are waiving the bank fee and then knocking it back down for a one pay.