The question if it saved you money over
- payments without MSD
- payments with MSD
I understand that everyone can choose OnePay. Question is the saving over MSD route.
The one pay discount was between .0003 and .0004, reported a couple years ago within a month or 2 from one another on this forum (no clue why they were different), however this may have changed recently when MSDs came back.
I don’t believe it was any less, except for the fact that I needed to buy from a NY store and couldn’t do MSD’s. The doc fee was a savings versus NJ dealers. If MF was very low, there would be no benefit from 1 pay as they have a floor on the MF.
Right, 2-3 years ago there was no point of having this discussion as MF was relatively speaking 0.
But now it is not unusual to see MF in 200. Thus all MSDs came back with vengeance. So shall be OnePay ONLY IF it’s significantly better MF discount than MSD with all else being equal.
One possible benefit for 1 pay is credit impact. Leases show closed on credit abstract.
Huh, I didn’t think of that. good to know!
I had almost no credit history, was the fastest way to build history for me.
I need help on x3 msrp 53k. Need 12k 36 months
What payments should be and out of pocket??? Advice please thank you
a simple search would have provided a quick answer to that
BMW X3 - Mar 2019
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What a random place to post this
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