One time pay question

Ask the Hackrs
1

What kind of interest will i be looking at for a one time pay lease deal? I have seen posts of dealers charging full interest of the as if it were a monthly lease and ive seen posts saying not to pay more than 12% of the depreciation. I understand the finance company needs to make some money but what is reasonable?

Your thoughts are appreciated.

2

It varies from brand to brand. The best thing you can do is just ask what the MF is for both the normal monthly lease and for the one-pay lease. They should be able to show you those numbers pretty easily.