@djrabbi @WeakestLink Curious about something here.
Depending on which bureau’s data you’re looking at and the method by which you’re accessing the report, “Open” can be either an account status (contrast with “Closed”) or an account type (like a line of credit, as opposed to, say, Installment [like a car loan] or Revolving [credit card]).
Which is it here? It would seem unlikely to me that the account type is “Open” since the nature of the trade line is nothing like a line of credit, which you can spend and repay over and over and over.
If you aren’t accessing your reports directly from the bureaus, friendly reminder that the free “annual” reports can still be accessed weekly.
Also a friendly but overdue reminder to everyone that Kredit Karma is garbage if you really want to know what’s in your credit files. 