Hello, I did some research but couldn’t find a clear answer. It’s only been 7 months since I moved to the U.S., so I’m still very unfamiliar with the entire system, especially the lease process. I spend most of my days trying to learn and figure things out. Right now, my credit scores vary between…

I don’t know for sure but good chance the one pay req isn’t as stringent .

Recent post said GM Financial is less stringent for one-pay. Segment and budget should help reveal how likely you are to be successful

Agree - my experience was with GMF.

Thank you all. I guess if there are no further responses, I should try my luck with one of the GM brands.

I don’t know how significant it was but I am high 600s low 700s and could do one pay alone but monthly need wife who is over 715

[image] hakanturken91: did some research but couldn’t find a clear answer. It’s only been 7 months since I moved to the U.S., so I’m still very unfamiliar with the entire system Start here [image] The Credit Thread Wiki Every month there is at least a handful of po…

One pay & Credit Score

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jeisensc July 24, 2025, 6:39pm 7

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