This is long overdue. Please use for all your negative equity questions/scenarios. We all can’t wait to hear your justification for wanting to roll negative equity because the payment is too high, the future maintenance could put you in financial ruin, or any other excuse that comes to mind to talk …

Here in lies the problem. EV not an option. It’s my wife’s commuter car and she has a deep fear of EVs lol. We’re in an Atlas right now paying 712, not bad, not great for a 50k MSRP car. It’s a great car, but we want to reduce our monthly. Again, if possible. Open to other vehicles. Really just Hy…

[image] chewls93: Originally I was thinking I would need to find a “new” MY24 or MY23 that has a huge dealer discount but that is few and far between. My thought process is the dealer discount would gobble up the negative equity That’s not how it works unfortunately. You’d be borrowing and re…

This is the answer I was looking for honestly. I’ve known from the start that I just need to ride out the lease and turn it in. We aren’t struggling and this isn’t making or breaking us. I’ve just taken up researching this stuff as a hobby recently, so I figured I might as well find out Thanks for …

It was a bad deal but doesn’t matter anymore. There isn’t a scenario where you get a lower payment for a similar car with rolling that much negative equity. Ride it out like you mentioned. That’s not a long time.

Hi! Long time reader, but first time leaser. In February, I traded in my 2016 Audi Q5 3.0 V6 with 125,000 miles at Carmax and received $7500. This seemed like a good deal, as both of the catalytic converters were failing and needed replacement, and it needed new brakes. I bought a 2022 Subaru Outbac…

[image] PCinSEA: trade in value is about $25,000 on a good day. Have you checked to see what you can get for it from several of the auto buying companies? [image] List of places to sell or value your car online Wiki For the quickest results: Copy your VIN to you…

I have a 2024 BMW ix on a 36m/10k lease. I have about 11 months remaining. From a couple of dealers I have about 20k negative equity. Would there be any way to trade in and get a good deal right now or wait for the end of the lease? This is my first lease, and LH has been a huge help in getting thi…

put it on swap a lease and see if someone wants to take if off your hands.

[image] ev_suprfan: I have a 2024 BMW ix on a 36m/10k lease Unless you got an amazing deal where you can swap these are always hold to maturity vehicles.

Are there any good deals right now even if you could exit the IX lease without penalty?

Official negative equity thread

Ask the Hackrs

trism August 8, 2025, 9:20pm 264

Have you checked to see what you can get for it from several of the auto buying companies?

You can get 5 or 10 offers in less than 30 minutes. (Use a Google Voice number!)

What could you get if you sold it private party?