Debt to income is too high. The home is new construction and will be ready in two months. Before the last credit pull they need to show that debt off in order to get that final approval. I guess the reason for putting that, in my head was to create a sense of urgency. I do not have that long. Worst case I sell to my father in laws dealership and take a $1,500 hit.
Also the loan lady said as soon as they pull credit I’m able to get another car immediately. So yes I have a truck lined up for roughly the same payment. The Suburban was for the wife and my 3 kids but I sold our second car (truck) and need one now. Going to squeeze 2 car seats and a booster in the truck and make it work because we need the truck. I need the truck for work, bikes, motorcycles, lumber, camping and im sure a few other things that the Suburban just couldnt do as good. I hope this answers all your questions and you guys can move on now.