# Nominate Trusted Hackrs for 2021! **URL:** \ **Category:** Meta\ **Created:** [January 16, 2021, 9:53pm UTC](https://forum.leasehackr.com/t/nominate-trusted-hackrs-for-2021/327805 "2021-01-16T21:53:40Z")\ **Posts on this page:** 1\ **Showing post:** 48
**Author:** ![jeisensc](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jeisensc/32/224821_2.png) [@jeisensc](https://forum.leasehackr.com/u/jeisensc)\ **Post date:** [January 17, 2021, 9:28am UTC](https://forum.leasehackr.com/t/nominate-trusted-hackrs-for-2021/327805/48 "2021-01-17T09:28:44Z")
Even though he owns more cars than he leases, I think @trism has contributed a lot in the last year, particularly w/r/t credit: > [@The Credit Thread](https://forum.leasehackr.com/t/the-credit-thread/185605/): > > Every month there is at least a handful of posts here that include erroneous perceptions, opinions or information about credit. This thread is intended to address questions and facilitate discussion about credit reporting, credit scoring, and any other general credit-related matters. All credit questions, and all informed opinions and answers, are welcome. To get the thread started, here are a couple of items that come up on LH from time to time. How does my income impact my credit score? I… > [@Lease New vs. Buy CPO Analysis/Discussion: M550 for a Low-Mileage User](https://forum.leasehackr.com/t/lease-new-vs-buy-cpo-analysis-discussion-m550-for-a-low-mileage-user/314001/): > > Does BMWFS charge an origination fee or any other loan fees on a purchase? I’m considering a cash purchase of a 2018 CPO, however I qualify for a $500 loyalty credit if I finance with BMWFS. [[image] ](https://i.imgur.com/zQ2YR8Q.png)[[image] ](https://i.imgur.com/ERR0qvV.png) $500 is worthwhile to me to go through the hassle of getting a modest loan and paying it off a couple of weeks later, but anything less than $500 is not. The financing disclosures have limited info and are silent on an… --- _[View the full topic](https://forum.leasehackr.com/t/nominate-trusted-hackrs-for-2021/327805)._