Nissan end of lease car purchase - which payoff option to chose (dealer assisted or financial institute)?

[Qbrozen]

Want to buy my lease but the dealer is asking for $1595 (market conditions) charge

I am currently in a lease for 2019 Nissan Leaf. The car has low mileage and I would like to keep it. I went to a local dealer in Glendale, California and the dealer is asking for an extra fee of $1595 on top of everything else. They claim that the market is difficult right now, so this is a “standard” market adjustment that they are making for anyone trying to buy out the lease. When I objected to the fee, they mentioned that they are open to negotiating it a little bit. Which further makes…