$3k and $7k are very different numbers. These are not insignificant details.
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I think the classic LH advice of if you actually/really need a car, buying a used Camry, Accord, Corolla, or Civic, getting a PPI, and rebuilding your credit with that loan holds water here. No?
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Absolutely the right answer.
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For optimal FICO scoring, you should have at least three open credit cards.
But don’t carry balances (pay interest).
Pick up a couple of carefully-chosen cards with no annual fee. You’ll be glad a year from now.
You definitely want to spend some effort bulking up your credit files with quality, well-managed trade lines.
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thanks a lot for your tips I really appreciate it, currently I have 3 credit cards
Ally bank was my frist lease. They were great!
I’m confused.
Good luck with your search.
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One CC with balance, three CCs total?
Most importantly, and before you make another move, you need to find a mentor
Sounds like a case for Dave Ramsey! lol
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