New deals coming due to unsold inventory?

Ford is ‘particularly vulnerable’ due to the size of its financing program

Business Insider
Greg Hoffman
Business InsiderMarch 20, 201710 Comments
In a note circulated March 20, Morgan Stanley reiterated its underweight rating and $11.00 price target on Ford, saying the stock should fall another 11% over the next 12 months.

“We believe a decline in used car values may occur a bit later than consensus, but could also prove to be far more severe,” the team led by equity analyst Adam Jonas wrote. “We see Ford as particularly vulnerable given the size of its Finco program relative to other OEMs.”

Ford has much higher levels of financing out in the world than other manufacturers when compared to market cap.

Not sure what the quoted text has to do with unsold inventory…?