Ok then, if we stick with the CLA (and you don’t have lease loyalty) - just remember the result is going to be a much better lease, but still a lease that most of LH will dunk on. Maryland has the terrible tax situation where they tax the whole price of the car. Sad.
Also, having dealer flexibility is important… if you can’t walk away from your dealer to explore a stock unit at another dealer; your negotiating power is severely compromised. Maybe you just rent/borrow a beater for a week while you try to find another car.
In the meantime take in some of the advice here (knowing people here will continue to try and push you out of the CLA and into a different car). But with respect to the CLA itself, once you are a LH Super Supporter, you can structure a lease proposal that makes sense.
At the end of the day if the car makes you happy (and the price is the best we can get), that’s the right lease for you. Looks like the CLA’s sweet-spot lease this month is 39. They are giving the same residual at 39 as they would 36.
Let’s pick a random VIN in VA…
W1K5J4HB1SN486202
$59,010 MSRP (without any dealer add-ons).
Shoot for 12% off and the buy rate money factor on a 39 month 7.5k per annum miles lease. If you are a LH super supporter you’ll be able to find all these things and can run alternate scenarios in the Rate Findr tool.
Here’s the resulting calc after 6% sales tax. Notice the up front $5k is the same; and the monthly payment is about the same as your starting post. But in this case, my example car is an absolutely loaded CLA250 instead of the somewhat base unit you’re looking at. If you were always looking to spend on this, at least get your money’s worth.
TLDR, get the dealer to strip out the dumb add ons, shoot for 12% off MSRP on a CLA, and get the buy rate money factor. The resulting CLA lease will still be “expensive” by LH standards… so if you really want to save money then get a lower optioned CLA or find a different car all together that is more hackable. There’s no point to buy vs lease when the money factor is this low.
If you buy the car your monthly payments go up, and your opportunity cost of capital wipes out the benefit of buying.