It’s a three-party transaction involving a dealer selling a car to a bank and the bank leases it to you.
Not all terrible leases result from a dealer ripping a customer off. A lot of terrible leases result from customers willingly accepting terrible terms from the bank. Which is what you’d be doing if you signed this lease.
This is a car selling for $47k. How do you benefit from spending $585x47 + $5,000 =$32,495.00 to rent it, turn it in and start all over again?
This is the opposite of lease hacking. A hacked lease means you spend less than the cost of ownership. You’re spending more. You’re better off buying it.