Moving to different state with lease car in the middle of lease

Ask the Hackrs
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21

I don’t know as far as NJ goes. I was coming from CA, who I had to send a change of address/release of liability form to.

My two leases were through Honda and Hyundai, so I don’t have first had experience with CCAP, but I’d assume it’s a similar process of just notifying them of the change of address. You should contact them to be sure of what they want.

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Do we have any insurance agent or friend in the forum to answer my question. Thank you.

23

Have you called back and spoke to anyone else at Geico?

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If she reinstated your policy then I would consider yourself insured. My recollection is that they care about where the home residence is that the car is parked and primarily driven from, which is NY, regardless of the change over in registration.

25

Thanks for the reply. Still afraid to drive until the license plate is changed.

26

This is a classic case of overthinking it, and then over-explaining it on the phone to someone who has the attention span of a goldfish and can’t wait to hang up quickly enough

Once you have moved,

  1. Change your address with Mazda Financial
  2. Change your address with your insurer

In the meantime: Schedule your appointment with NYS DMV to change your DL and plates/reg. Contact Mazda Financial about the paperwork you’ll need to take with you for registration purposes.

You don’t have to worry about title; that’s in the bank’s possession. Don’t even mention it at the DMV.

Don’t worry about driving on NJ plates while you’re waiting for an NY DMV appointment to get new plates.

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27

Thanks a lot. I totally agree with you about overthinking. Being a noob, please understand where others like me are coming from. Now I feel like a pro after your reply and will share this wisdom down the road.

Thank you again. I feel more relaxed now.

28

Not sure where you are in NY,but in my area I go to the local (county-run) office and looking just now I can have an appointment in two days.

There is some county-specific information here:
https://dmv.ny.gov/registration/how-register-vehicle

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Thanks for reply. It’s Manhattan county. I have to also exchange my driving license from NJ to NY, which can only be done in person. I tried all the location in Manhattan and all are packed until July.

30

Noob question here, can I go to any county to exchange my driving license and registration.

Thanks

31

DMV is a state agency. Unless there is some Manhattan-only parking decal, yes you can go to any dmv in ny.

32

Upon researching the DMV situation in south FL, it appears there’s 2 sep locations for DL and MV? As a new resident with a lease, I’d need a new DL, title, and a plate. But in Miami and Broward counties, it seems the state agencies only offer DLs, whereas the 3rd party “tag agencies” issue the plate? The nearest “dual agencies” (which can do both) are in Palm Beach county… is this normal? Why cant I just do everything at a DMV?

Anyone familiar with this? Seems kinda dysfucntional, unless I’m not understanding properly

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The level of complexity in NY seems to be bonkers… or is this case just wierd?

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