Money factor question?

Who sets the money factor and what determines that rate?

1 Like

Leasing companies set it. They can adjust as they desire…


Bank sets it and ongoing mkt and feds interest rates determines it plus how many cars they want to move fast but still make money on it.


Also, dealers are often allowed to mark the MF up to some degree. So I guess there is occasionally a difference of what the MF should/could be and what is actually is.

1 Like

This topic was automatically closed 60 days after the last reply. New replies are no longer allowed.