# Mini Cooper S- check my deal?

**URL:** <https://forum.leasehackr.com/t/mini-cooper-s-check-my-deal/121338>\
**Category:** Ask the Hackrs\
**Tags:** fl, mini\
**Created:** [April 20, 2019, 2:40pm UTC](https://forum.leasehackr.com/t/mini-cooper-s-check-my-deal/121338 "2019-04-20T14:40:11Z")\
**Posts on this page:** 17\
**Page:** 1

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**Author:** ![drstickshift](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/drstickshift/32/90427_2.png) [@drstickshift](https://forum.leasehackr.com/u/drstickshift)\
**Post date:** [April 20, 2019, 2:40pm UTC](https://forum.leasehackr.com/t/mini-cooper-s-check-my-deal/121338/1 "2019-04-20T14:40:11Z")

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Can someone please help check my numbers? I can’t find where the adjusted cap cost is coming from if there’s $1614 of fees and $2500 of rebates. Thanks!!

**Year, Make, Model, and Trim:** 2019 Mini Cooper S Convertible  
**Saved Numbers on Leasehackr Calculator:**

\*\*MSRP: $35925  
\*\*Selling Price: $31604  
\*\*Monthly Payment: $335  
\*\*Cash Due at Signing: $2450 MSDs  
\*\*MSD: 7 MSDs  
\*\*Incentives: 2500

\*\*Months:36  
\*\*Annual Mileage:10k  
\*\*MF: .00140 with MSDs  
\*\*Residual: 63%

\*\*Region: South  
\*\*Leasehackr Score: 9.7?? Maybe.

 ![image](https://leasehackr-assets.b-cdn.net/original/3X/f/3/f3158206230addf35d31cb9488879a32e7455b99.jpeg)

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**Author:** ![joeblogs](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/joeblogs/32/44022_2.png) [@joeblogs](https://forum.leasehackr.com/u/joeblogs)\
**Post date:** [April 20, 2019, 2:44pm UTC](https://forum.leasehackr.com/t/mini-cooper-s-check-my-deal/121338/2 "2019-04-20T14:44:31Z")

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Doesn’t show msd’s on that screen, is that mf before or after msd’s. They must have a screen that shows the msd’s.

So here’s what it looks like, I’d say that MF is after MSD’s.

> **[Leasehackr Calculator — LEASEHACKR](https://leasehackr.com/calculator?make=MINI&msrp=35925&sales_price=31604&months=36&mf=.00175&dp=0&doc_fee=689&acq_fee=925&taxed_inc=2500&untaxed_inc=0&rebate=0&resP=63&reg_fee=0&sales_tax=7&memo=&zero_driveoff=true&monthlyTax_radio=true&miles=10000&msd=7)**
>
> Leasehackr Calculator lets you estimate and share your lease numbers. It integrates available Multiple Security Deposit (MSD) and money factor discount programs. Its benchmark Leasehackr Score enables you to evaluate your deal.

Personally I’d rather lease the BMW version, it’s cheaper

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**Author:** ![drstickshift](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/drstickshift/32/90427_2.png) [@drstickshift](https://forum.leasehackr.com/u/drstickshift)\
**Post date:** [April 20, 2019, 3:11pm UTC](https://forum.leasehackr.com/t/mini-cooper-s-check-my-deal/121338/3 "2019-04-20T15:11:48Z")

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It’s .00155 before MSDs, .0014 after! Not sure which “BMW Version” is cheaper on a 36/10k? 😛

Anyway how does this Adj Cap Cost make sense? 31604+1916-2500= 30718, not this weird 31195 number… thanks!!

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**Author:** ![joeblogs](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/joeblogs/32/44022_2.png) [@joeblogs](https://forum.leasehackr.com/u/joeblogs)\
**Post date:** [April 20, 2019, 3:21pm UTC](https://forum.leasehackr.com/t/mini-cooper-s-check-my-deal/121338/4 "2019-04-20T15:21:56Z")

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I updated my calculator, I come up with .00175 before MSD’s. Mini shares a platform with the X1/X2, lots of X2 deals posted here. I think there’s a reason they aren’t showing the MSD page, sounds like they might be fibbing about the MF, have you confirmed it on edmunds?

Looks like .00151 is buy rate.

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**Author:** ![drstickshift](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/drstickshift/32/90427_2.png) [@drstickshift](https://forum.leasehackr.com/u/drstickshift)\
**Post date:** [April 20, 2019, 3:34pm UTC](https://forum.leasehackr.com/t/mini-cooper-s-check-my-deal/121338/5 "2019-04-20T15:34:23Z")

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It’s .00175 where the dealer is located.

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**Author:** ![joeblogs](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/joeblogs/32/44022_2.png) [@joeblogs](https://forum.leasehackr.com/u/joeblogs)\
**Post date:** [April 20, 2019, 3:36pm UTC](https://forum.leasehackr.com/t/mini-cooper-s-check-my-deal/121338/6 "2019-04-20T15:36:20Z")

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It’s has something to do with the first payment being rolled in, that’s why it’s higher than $30718. You’re only doing MSD’s down, not first payment.

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**Author:** ![drstickshift](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/drstickshift/32/90427_2.png) [@drstickshift](https://forum.leasehackr.com/u/drstickshift)\
**Post date:** [April 20, 2019, 3:37pm UTC](https://forum.leasehackr.com/t/mini-cooper-s-check-my-deal/121338/7 "2019-04-20T15:37:40Z")

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Hmm interesting, thanks!

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**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\
**Post date:** [April 20, 2019, 3:41pm UTC](https://forum.leasehackr.com/t/mini-cooper-s-check-my-deal/121338/8 "2019-04-20T15:41:22Z")

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Moving to the right sub

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**Author:** ![joeblogs](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/joeblogs/32/44022_2.png) [@joeblogs](https://forum.leasehackr.com/u/joeblogs)\
**Post date:** [April 20, 2019, 3:46pm UTC](https://forum.leasehackr.com/t/mini-cooper-s-check-my-deal/121338/9 "2019-04-20T15:46:05Z")

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> [@Success South florida BMW X2 1K DAS $253 tax in 24/10k](https://forum.leasehackr.com/t/success-south-florida-bmw-x2-1k-das-253-tax-in-24-10k/121132):
>
> thanks everyone for all the info that you all always post in this forum this is my 4th hack… i think this deal could’ve been a little better but I achieved my initial goal which was $1k das $250 a month tax in didn’t wanted to push any further this one is for my sister! They did made money on appearance protection joy And special thanks to @Bostoncarconcierge @viper689 @aronchi @Jon @gc2a @vdr for giving me the extra motivation to make this possible!! 2018 X2 sdrive28i fart car Saved Numbe…

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<div class="post-metadata">

**Author:** ![drstickshift](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/drstickshift/32/90427_2.png) [@drstickshift](https://forum.leasehackr.com/u/drstickshift)\
**Post date:** [April 20, 2019, 3:46pm UTC](https://forum.leasehackr.com/t/mini-cooper-s-check-my-deal/121338/10 "2019-04-20T15:46:38Z")

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36/10 man, it HAS to be 36 months.

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<div class="post-metadata">

**Author:** ![joeblogs](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/joeblogs/32/44022_2.png) [@joeblogs](https://forum.leasehackr.com/u/joeblogs)\
**Post date:** [April 20, 2019, 3:49pm UTC](https://forum.leasehackr.com/t/mini-cooper-s-check-my-deal/121338/11 "2019-04-20T15:49:03Z")

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You can do whatever term you want, the residual just drops 6 points for 36mo. Just trying to point out that you could get a more expensive vehicle for less money(and literally from the same manufacture.)

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<div class="post-metadata">

**Author:** ![Qbrozen](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/qbrozen/32/40846_2.png) [@Qbrozen](https://forum.leasehackr.com/u/Qbrozen)\
**Post date:** [April 20, 2019, 3:55pm UTC](https://forum.leasehackr.com/t/mini-cooper-s-check-my-deal/121338/12 "2019-04-20T15:55:51Z")

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But the Cooper is a droptop

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<div class="post-metadata">

**Author:** ![drstickshift](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/drstickshift/32/90427_2.png) [@drstickshift](https://forum.leasehackr.com/u/drstickshift)\
**Post date:** [April 20, 2019, 3:56pm UTC](https://forum.leasehackr.com/t/mini-cooper-s-check-my-deal/121338/13 "2019-04-20T15:56:15Z")

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\<3 my first vert! Maybe haha

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**Author:** ![Sharif](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/sharif/32/218324_2.png) [@Sharif](https://forum.leasehackr.com/u/Sharif)\
**Post date:** [April 20, 2019, 3:59pm UTC](https://forum.leasehackr.com/t/mini-cooper-s-check-my-deal/121338/14 "2019-04-20T15:59:48Z")

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> [@2018 BMW 230i Convertible Loaner 359+TAX\_\_\_\_ $2,000 Total Due At Signing](https://forum.leasehackr.com/t/2018-bmw-230i-convertible-loaner-359-tax-2-000-total-due-at-signing/98100):
>
> Please call or text for faster response (818)984-7080 2018 BMW 230i Convertible LOANER Exterior: White Interior: Black \*36 Month Lease Term \*10K Miles Per Year \*$2,000 Total Due At Signing includes first month’s payment $359 Month Plus Tax With Loyalty

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<div class="post-metadata">

**Author:** ![joeblogs](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/joeblogs/32/44022_2.png) [@joeblogs](https://forum.leasehackr.com/u/joeblogs)\
**Post date:** [April 20, 2019, 4:22pm UTC](https://forum.leasehackr.com/t/mini-cooper-s-check-my-deal/121338/15 "2019-04-20T16:22:44Z")

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Oh missed the convertible part, not so bad then. Hard to find a good deal on a drop top, I’d say do it if you like the car. It’s under 1% which on a convertible is tough to do. That 230 is in Cali and I doubt he’ll find one in FL. Being FL you’re deal is very good. If you would have put Convertible in the title I would have caught it 🙂

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<div class="post-metadata">

**Author:** ![drstickshift](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/drstickshift/32/90427_2.png) [@drstickshift](https://forum.leasehackr.com/u/drstickshift)\
**Post date:** [April 20, 2019, 4:49pm UTC](https://forum.leasehackr.com/t/mini-cooper-s-check-my-deal/121338/16 "2019-04-20T16:49:53Z")

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Convertibleeeeee ahha thanks man

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**Author:** ![conanohasselhof](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/conanohasselhof/32/1291_2.png) [@conanohasselhof](https://forum.leasehackr.com/u/conanohasselhof)\
**Post date:** [April 20, 2019, 5:20pm UTC](https://forum.leasehackr.com/t/mini-cooper-s-check-my-deal/121338/17 "2019-04-20T17:20:55Z")

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It sure beats the hell out of the deal on a hardtop s a dealer posted (that I got into with) was trying to peddle on here a few weeks ago.
