MF range for banks toyota uses in Texas query

Ask the Hackrs
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1

Location: Texas
vehicle: 2021 Sequoia limited

Right now, Toyota is at .00285 MF (according to Edmunds) and that’s pretty darn high. I’m hoping there are alternative banks that Texas Toyota uses (of course there usually are but I have no idea which, US Bank? Ally?).

Can anyone (that is, Toyota dealers) provide a practical range of what I can expect (so I can arm myself when at the dealer) like “MF hasn’t been more than .00125 in the last 6 mos or hasn’t been lower than .00083 for a while depending on the bank” etc.

Just something that can help me believe I’ll get a better rate than .00285 :slight_smile:

2

US Bank is at 0.00115 and TFS uses 0.00255.
Can you just come to me, please?

3

Are these things even worth leasing? Never seen one posted, compared to the Tundra I assume it’s a pretty terrible lease.

4

Yeah, but I think he needs the Sequoia though