I am working on a lease structure with MF of 0.0022. Does it make sense to pay TTL, bank fee and first month at drive off instead of rolling them in with such a MF rate?
How about paying for the 6 months in advance?
I would’nt, even at 5% interest.
Think about what you risk to save your self $50-$100?
You are going to put up 2K to save $100? You can put it in a bank, and not risk anything.
If the lease has GAP insurance built in, some/all of your down payment could be lost where the GAP insurance would have covered it.
Can you put in multiple security deposits (MSDs)?