# List of Lenders that Allow for Third-Party Buyouts **URL:** \ **Category:** Wiki\ **Created:** [June 16, 2021, 4:59am UTC](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594 "2021-06-16T04:59:41Z")\ **Posts on this page:** 20\ **Page:** 2
**Author:** ![Mikemikemike](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mikemikemike/32/33066_2.png) [@Mikemikemike](https://forum.leasehackr.com/u/Mikemikemike)\ **Post date:** [June 17, 2021, 2:02pm UTC](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594/21 "2021-06-17T14:02:47Z")
I think with US Bank it depends on the car too. I sold a US Bank Jeep lease to a third-party dealer. One who has no relationship with US Bank and they were given the same buyout price as a dealer that works with US Bank. This buyout price was the same as mine minus taxes. ---
**Author:** ![ilike2breakthngs](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ilike2breakthngs/32/130520_2.png) [@ilike2breakthngs](https://forum.leasehackr.com/u/ilike2breakthngs)\ **Post date:** [June 18, 2021, 12:23am UTC](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594/22 "2021-06-18T00:23:55Z")
Hyundai Motor Finance will not let you purchase your lease out directly or sell it to a third party in Florida. You must go through a Hyundai dealership. ---
**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\ **Post date:** [June 18, 2021, 12:25am UTC](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594/23 "2021-06-18T00:25:36Z")
> [@ilike2breakthngs](#): > > sell it to a third party in Florida This is not true, unless it’s a very recent change. I sold my palisade to carvana in March in FL without issue. It is true that you have to go through a dealer to purchase it yourself though. Hyundai financial would not provide me with a 3rd party buy out (although carvana was able to look it up directly) without going through a dealer though. ---
**Author:** ![AutoNinjas](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/autoninjas/32/80665_2.png) [@AutoNinjas](https://forum.leasehackr.com/u/AutoNinjas)\ **Post date:** [June 18, 2021, 1:04am UTC](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594/24 "2021-06-18T01:04:44Z")
Not allowed anymore within 60 days of lease end. Buyout becomes market price for CCap within 60 day termination window. ---
**Author:** ![padrino](https://leasehackr.b-cdn.net/letter_avatar/padrino/32/5_5575768a8748004e209b776fc1b2916d.png) [@padrino](https://forum.leasehackr.com/u/padrino)\ **Post date:** [June 18, 2021, 2:20am UTC](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594/25 "2021-06-18T02:20:51Z")
> [@kt888](#): > > This sentence now appears at the bottom of “Payoff Information” for my BMW: > > Please Note: This payoff is intended for you. This payoff will not be honored if sent in by a third party dealership. > > I don’t recall ever seeing that before! Same here, however the dealer got the same payoff as me down to the penny when they called. BMW would not give me the dealer payoff so I was worried, but it came back the same for them (3rd party car buying service). My experience on 6/14/21 ---
**Author:** ![Sonic19](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/sonic19/32/169978_2.png) [@Sonic19](https://forum.leasehackr.com/u/Sonic19)\ **Post date:** [June 18, 2021, 2:25am UTC](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594/26 "2021-06-18T02:25:33Z")
Honda financial don’t, but you’ll be charged dispo + sales tax on dispo when you sell. ![57CCBE10-807C-4E92-A7DB-E670830604F8_4_5005_c](https://leasehackr-assets.b-cdn.net/original/3X/2/e/2e4a937ab0733af176c52db804ee9e9fe608ccd7.jpeg) ---
**Author:** ![GOAT](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/goat/32/213310_2.png) [@GOAT](https://forum.leasehackr.com/u/GOAT)\ **Post date:** [June 18, 2021, 2:37am UTC](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594/27 "2021-06-18T02:37:09Z")
Ccap includes purchase option fee $350 with all buyouts ---
**Author:** ![ilike2breakthngs](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ilike2breakthngs/32/130520_2.png) [@ilike2breakthngs](https://forum.leasehackr.com/u/ilike2breakthngs)\ **Post date:** [June 18, 2021, 2:52am UTC](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594/28 "2021-06-18T02:52:13Z")
> [@mllcb42](#): > > Hyundai financial would not provide me with a 3rd party buy out (although carvana was able to look it up directly) without going through a dealer though. Interesting … had the same scenario but Carvana asked for a buyout letter and Hyundai wouldn’t give it, so we dropped it and returned the lease instead. #facepalm ---
**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\ **Post date:** [June 18, 2021, 3:00am UTC](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594/29 "2021-06-18T03:00:04Z")
Yah, carvana asks for it as part of their standard process for every lease, but if you actually get someone on the phone at carvana and ask them to look it up, they can pull it up. ---
**Author:** ![Benedetto](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/benedetto/32/260591_2.png) [@Benedetto](https://forum.leasehackr.com/u/Benedetto)\ **Post date:** [June 18, 2021, 10:56am UTC](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594/30 "2021-06-18T10:56:19Z")
The ally one depends on the dealer. Ally certified stores(I forget the name) can buy your lease for $500 over RV. However, most dealers are not offering the same $ when looking to sell your car. ---
**Author:** ![anon53835148](https://leasehackr.b-cdn.net/letter_avatar/anon53835148/32/5_5575768a8748004e209b776fc1b2916d.png) [@anon53835148](https://forum.leasehackr.com/u/anon53835148)\ **Post date:** [June 18, 2021, 3:43pm UTC](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594/31 "2021-06-18T15:43:42Z")
What if you trade in a lease with another brand? Do you still pay higher since a dealer is buying it out? ---
**Author:** ![manku](https://leasehackr.b-cdn.net/letter_avatar/manku/32/5_5575768a8748004e209b776fc1b2916d.png) [@manku](https://forum.leasehackr.com/u/manku)\ **Post date:** [June 18, 2021, 3:55pm UTC](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594/32 "2021-06-18T15:55:23Z")
My guess, having gotten quotes on my Subaru’s recently, is that Chase is charging you sales tax. My quotes, here in California, were a couple dollars less for the dealers than for me. This was about two months ago…so things may have changed. ---
**Author:** ![jmdeegan](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jmdeegan/32/87386_2.png) [@jmdeegan](https://forum.leasehackr.com/u/jmdeegan)\ **Post date:** [June 18, 2021, 4:04pm UTC](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594/33 "2021-06-18T16:04:09Z")
That was what it seems, that mine had tax, but algo wouldnt as they are a dealer type. Was a pleasant surprise, to be sure ---
**Author:** ![Biftikhar1989](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/biftikhar1989/32/108222_2.png) [@Biftikhar1989](https://forum.leasehackr.com/u/Biftikhar1989)\ **Post date:** [June 19, 2021, 6:49am UTC](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594/34 "2021-06-19T06:49:28Z")
Algo and CarMax both told me NMAC (Nissan) does not allow third party buyouts even at higher prices. They changed their policy in May 2021. The only options are to sell it to a Nissan dealer (all I’ve checked with are paying $2000-$3000 less) or to buy it out yourself and wait to receive the title and sell it. I’m still trying to figure out the tax situation in NY, if anyone knows please share. ---
**Author:** ![Phantomcypher](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/phantomcypher/32/8890_2.png) [@Phantomcypher](https://forum.leasehackr.com/u/Phantomcypher)\ **Post date:** [June 19, 2021, 10:37pm UTC](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594/35 "2021-06-19T22:37:29Z")
Confirmed double US bank charges a different third party pay off. Checked last 6/15. It was $10,000 higher than regular buyout. ---
**Author:** ![Mark\_Shteinberg](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mark_shteinberg/32/211183_2.png) [@Mark\_Shteinberg](https://forum.leasehackr.com/u/Mark_Shteinberg)\ **Post date:** [June 20, 2021, 12:28am UTC](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594/36 "2021-06-20T00:28:12Z")
Chrysler Capital charged me additional fee (~$200) for selling to a 3rd part. ---
**Author:** ![Mikemikemike](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mikemikemike/32/33066_2.png) [@Mikemikemike](https://forum.leasehackr.com/u/Mikemikemike)\ **Post date:** [June 20, 2021, 12:33am UTC](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594/37 "2021-06-20T00:33:44Z")
What kind of car? Seems to be a Toyota issue, not necessarily US Bank. ---
**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\ **Post date:** [June 20, 2021, 12:36am UTC](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594/38 "2021-06-20T00:36:53Z")
Us bank charges market rate. If the market rate is much higher than the rv because the car has more equity, the delta between the personal pay off and then3rd party pay off will naturally be much larger. ---
**Author:** ![Mikemikemike](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mikemikemike/32/33066_2.png) [@Mikemikemike](https://forum.leasehackr.com/u/Mikemikemike)\ **Post date:** [June 20, 2021, 1:01am UTC](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594/39 "2021-06-20T01:01:47Z")
That’s not true for US Bank and Jeep at least. 3rd party payoff was same as mine less taxes. That’s why I’m wondering what car he got the quote for. Sounds like it depends on the brand. ---
**Author:** ![Phantomcypher](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/phantomcypher/32/8890_2.png) [@Phantomcypher](https://forum.leasehackr.com/u/Phantomcypher)\ **Post date:** [June 20, 2021, 6:40pm UTC](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594/40 "2021-06-20T18:40:04Z")
In this case it was 2020 Toyota Tundra. [Previous page](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594.md?page=1) [Next page](https://forum.leasehackr.com/t/list-of-lenders-that-allow-for-third-party-buyouts/368594.md?page=3)