I would advise against purchasing GAP from Gapdirect.com if you look at the website, the insurance company is called Western General. Look at the yelp review of this company. This company sounds like a scam and you won’t likely get your money. https://www.yelp.com/biz/western-general-insurance-company-calabasas-2
I would trust Toyota Gap than this unknown company.
Also, as I posted previously if anyone is doing one pay lease, GAP is not possible to get and likely not needed.