Certificate - $1000
What certificate is this my friend?
Does this include maintenance and wear and tear?
Deletedā¦[20 char]
are we not talking abt a Lexus here?? 
Haha oops!
Maybe PGA cert
PGA Cert is over and done i thought?
Auto show/PGA certificate. No wear and tear or wheel/tire package. Wear and tear - $575, wheel/tire - $20 per month x 36 = $720. Total $1295/36 = $36 month extra which would have made payment $471.
Yes itās a Lexus RX350! Donāt need extended warranties. Donāt live in surburban area or go into larger cities very often. I take good care of my vehicles. Should something happen I will use my insurance or take care of the damages.
PGA certs are still valid.
What ended was the āloopholeā to generate a PGA cert
Was the MF .0008 before or after applying the MSDās?
If you are talking to me, the answer is before. 00080 is only for tier 1+ credit buyers, otherwise they jack the money factor up. After 9 MSDs the interest rate/MF dropped to .00008.
Yea - not so great.
Mine in S.Florida for a Sport AWD 61,059 MSRP
2200 down at inception
3000 MD
MF (final) .0004
36/7500
489mo includes ST(6%)
If you can make some MD it makes a big difference in the monthly and assuming you get it all back at the end of the lease. For example in my case, lowering the MF from .0007 to .0004 saved me over $1100 in years - where else can you earn over 10% risk free?
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Lexus RX 350 Fully Loaded lease signed $555 all in
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rocky19837d
Does this included service, wear and tear etc?
Reply
wheels2d vdub84
Havenāt figured how to access PMās. Interested in this deal and I am in SoCal. I have been reading about all these great deals people are getting on RX350, but in talking with one Lexus dealership in San Diego County here are the ābestā deals I can get:
2017 RX 350 Nightfall Mica 4x2 w/ Lux Package (Apparently VERY RARE. Only two in 500 mile radius) So if you are looking for oneā¦
MSRP $59,864
36mo/12k
$2000 down
$709 + Tax
2017 RX 350 Black F Sport 4x4
MSRP $62853
36mo/12k
$2000 down
$649 + Tax
2017 RX 350 4x2
MSRP $55379
36mo/12k
$2000 down
$509 + Tax
Looking at Honcker, these are really bad and even worse from what people are paying.
2 RepliesReply
vdub842d
@wheels Just sent you a PM. $709 + tax with 2k down? thatās hilarious.
Reply
Benz551d
Finalized my deal yesterday and drove the car home. Not sure how the dealer got to the final monthly payment, but I was more than pleased:
2017 Lexus RX350 AWD/NAV
Atomic Silver/Black
MSRP - $54668
Discount - $5586 (?)
Gross Cap Cost - $49082
Gross Cap Cost + Tax - $50141
Lease Cash - $2000
Certificate - $1000
Adjusted Cap Cost - $47141
Acquisition - $795
Doc - $250
Title/License - $138
Residual - 58%
Money Factor - .00080
Tax Rate - 7.25%
Term - 36
Miles - 12K
Inception - $4485 (9 MSDs of $450 + $435)
Monthly Payment - $435 (all taxes and upfront fees in)
2 Replies2 LikesReply
rocky198323h
Certificate - $1000
What certificate is this my friend?
1 ReplyReply
rocky198323h Benz55
Does this include maintenance and wear and tear?
Reply
beardtw1222h1 rocky1983
Deletedā¦[20 char]
Reply
rocky198322h
are we not talking abt a Lexus here??
Reply
beardtw1222h
Haha oops!
Maybe PGA cert
Reply
rocky198321h
PGA Cert is over and done i thought?
1 ReplyReply
Benz5521h
Auto show/PGA certificate. No wear and tear or wheel/tire package. Wear and tear - $575, wheel/tire - $20 per month x 36 = $720. Total $1295/36 = $36 month extra which would have made payment $471.
Yes itās a Lexus RX350! Donāt need extended warranties. Donāt live in surburban area or go into larger cities very often. I take good care of my vehicles. Should something happen I will use my insurance or take care of the damages.
Reply
beardtw1221h rocky1983
PGA certs are still valid.
What ended was the āloopholeā to generate a PGA cert
Reply
NCDog10h
Was the MF .0008 before or after applying the MSDās?
Reply
Benz5510h
If you are talking to me, the answer is before. 00080 is only for tier 1+ credit buyers, otherwise they jack the money factor up. After 9 MSDs the interest rate/MF dropped to .00008.
Reply
NCDog1m wheels
Yea - not so great.
Mine in S.Florida for a Sport AWD 61,059 MSRP
2200 down at inception
3000 MD
MF (final) .0004
36/7500
489mo includes ST(6%)
If you can make some MD it makes a big difference in the monthly and assuming you get it all back at the end of the lease. For example in my case, lowering the MF from .0007 to .0004 saved me over $1100 in years - where else can you earn over 10% risk free?
Not sure about your money factor. .0007? .0008 is the best rate before MSDs with tier1+ credit customers. Assume you put down 6 MSDās? $3000 of MSDs should bring money factor down into the .00025-.0003 range? They might be slightly jacking up your money factor to begin with. If your payment includes your tax, if you factor the extra in down payment minus your first month, your payment is actually closer to $534. Still beats 1% rule. You are dealing on a high priced car. With that said, I would go into the dealer on 9/5 and try for another $10-20 off per month. Good luck!
Thanks to @wheels, Iām no longer offering help with replicating my deal. I spent a lot of time researching inventory/packages and going back and forth with my dealer and got him solid offers that his local dealers were nowhere near.
Then he took those quotes to a local dealer to have them beat it. Heās wasted my time as well as my dealerās. Itās people like him that ruin things for everyone. Thanks @wheels!
2 Likes
For whatever reason the starting MF was .0007. I was told if I put $3k down each MSD would be $500, in no downpayment the MSD unit would be $600. so I said Iād put 3k down and buy
4 MSD to lower the MF by a factor of .00032, or about .0004 final MF. However, when the paper work came through they showed a 3k MSD and a $2200 downpayment - better yet.
You are correct that the effective monthly payment is $535. While not the be all and end all of
lease deals, considering the dealer started at 5k down and 535mo on a 50k MSRP car Iām
pretty happy to get an 11k more expensive car for the same payment, and saved 5k as well over the original offer.
You should have converted your down payment money into a total of 9 MSDs to get an MF of only .00008.
1 Like
This is a forum to help people get the best lease deals. You volunteered to help out and I would have done the same. My fault for not getting your sales guys number in the beginning instead having you in the middle.
The dealership that gave you your deal was not able to replicate the deal you got by a large margin. After talking with your sales guy I found out that the units he was able to deal on where low option vehicles. Again nothing like the deal you got for significantly more and not models I was looking at.
I didnāt even have to take the quote your guy gave. I called the dealership and asked for a straight up discount off MSRP. They said anything else. I said no. They said when can you come in. A few hours later I took delivery.
I agree. The best one can do is show/share your numbers & deals and let people replicate them **on their own **. Unless you are a broker, why should you be the go-between?? In any case, @wheels wanted a different package etc, so you should have let him nego on his own. But tip of that hat to @vdub84 for being a good sport with sharing his killer Rx350 deal.
The gall of some peopleā¦ ālow option vehiclesā and ānot models I was looking atā?
Per your PM:
āWas hoping to combo an end of month deal and pick up by 8/31 for 2017 F-Sport FWD or AWD doesnāt matter. Would also do RX450h as well. Min requirement is Blind Spot and rear sensors. Looking for best deal.ā
Sounds to me like you were open to any model and that your minimum criteria was ālow optionā as long as it was the best deal (the car he quoted, by the way, exceeded your min requirements). A $57,659 hybrid with 12k miles for $440/mo without loyalty and before your PGA cert isnāt a good enough deal? 