# Leasing risks for a teenager

**URL:** <https://forum.leasehackr.com/t/leasing-risks-for-a-teenager/738304>\
**Category:** Ask the Hackrs\
**Tags:** ny, insurance\
**Created:** [January 8, 2026, 2:28am UTC](https://forum.leasehackr.com/t/leasing-risks-for-a-teenager/738304 "2026-01-08T02:28:37Z")\
**Posts on this page:** 1\
**Showing post:** 18

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**Author:** ![DailyDriven](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/dailydriven/32/150479_2.png) [@DailyDriven](https://forum.leasehackr.com/u/DailyDriven)\
**Post date:** [January 8, 2026, 6:24pm UTC](https://forum.leasehackr.com/t/leasing-risks-for-a-teenager/738304/18 "2026-01-08T18:24:17Z")

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This should be an ongoing thread as it comes up fairly often in different iterations.

> [@Cheapest lease deals for my 16 year old niece?](https://forum.leasehackr.com/t/cheapest-lease-deals-for-my-16-year-old-niece/474091):
>
> She does not have very much money to spend, she just needs a bare minimum car to get her from point A to point B. Only requirement is to be economical. Her dad is showing me $6000 13 year old cars with 150k miles like the honda insight, but this just seems like a huge gamble to me. you guys have any insight?

> [@First Car for a teenager](https://forum.leasehackr.com/t/first-car-for-a-teenager/505125):
>
> What first car would you recommend for a teenager from your experience?

> [@Any finance deals out there? Looking for car for teen driver](https://forum.leasehackr.com/t/any-finance-deals-out-there-looking-for-car-for-teen-driver/409423):
>
> Hi everyone, we’re looking to finance/purchase a car for a teen driver. Leases seem really bad these days, and certified pre-own cars cost almost as much as a brand new car. We’re looking for something dependable & reliable, and doesn’t cost a ton. Some of the cars we’re looking at are Honda Civic, Hyundai Elentra, and Subaru Imprezza. Any other cars we should also look at? For those cars, what % off of MSRP should we realistically be looking at (if any). We understand the days of expecting 10…

> [@Am I nuts for mulling getting my teenager a sports car as her first car?](https://forum.leasehackr.com/t/am-i-nuts-for-mulling-getting-my-teenager-a-sports-car-as-her-first-car/431790):
>
> My oldest daughter is getting close to driving age. She asked me if she could have a 911 for her first car. I first laughed. Then I thought, WTF, why not? Of course I’m not talking a new one, I may be crazy but not buying my kid a $100K car crazy slight_smile I’m thinking a 996 or 997, $20-30K range. Would I get the coolest dad of the year award or the irresponsible dad of the year award?

> [@Need to lease a car for my teenager...any suggestions?](https://forum.leasehackr.com/t/need-to-lease-a-car-for-my-teenager-any-suggestions/464907):
>
> Hi guys, I need to lease a car for my teenager. I need to select 2 or 3 models and then find an attractive deal. Any suggestions on which cars lease good? I need a lease below $400 with 36 months/ 10k miles. I am open to any suggestion or brokers. I am located in FL and based on my experience, it is usually it is better to buy out of state. Thanks.

My thoughts are the same pretty much at this point as well:

> [@Need to lease a car for my teenager...any suggestions?](https://forum.leasehackr.com/t/need-to-lease-a-car-for-my-teenager-any-suggestions/464907/9):
>
> I see this from a different perspective and have “been there, done that” with the teenagers driving bit.
> 
> The proverbial “10 year old beater” was almost as much from an insurance perspective as a new car when leased. Prior to Covid and today’s awful deals, we were able to swing 7.5k and 10k mile leases that were well under $300 per month on well-equipped and new Honda Civics (including a 6 speed Si) that were safe, reliable and under warranty.
> 
> Would do that again in a heartbeat. Now it would be an AWD Altima, Rogue or a Murano for $300 or less per month depending on the deal and Nissan incentives. Maybe a Frontier or Pathfinder as well.
> 
> Check with your insurance agent on the cars and the cost. I would expect that you will hear that the liability is the larger issue and not so much the collision coverage.

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