Don’t do a down payment. Make sure that they are giving you the “buy rate” MF, you can get this on Edmunds. Make sure they aren’t selling you bogus nitrogen tires or paint protection in some of the fees you mention. Maybe go with a NY dealer because they have a limit to dealer doc fee? Get a bigger discount on the car as well. I’m not sure I can really say if it is fair or not but that would be what I am looking for. For effectively $382 a month there are probably better value cars you can get.
I’ve seen only two brokers in market place offer Honda leases in TriState area.
But on the other hand I have seen Honda leases being all that great except lately for Pilot.
So if you must have this Civic then it’s ok. But see what else is being offered in marketplace for the same payment. You might find a better car possibly for less.
Even if your discount goes from 7% to 10% you payment won’t change dramatically to suddenly become a stellar lease. All other Numbers just don’t align for that.