# Leasehackr Calculator Just Got Better (Part 2) – Introducing RATE FINDR **URL:** \ **Category:** Meta\ **Created:** [September 30, 2022, 6:12am UTC](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877 "2022-09-30T06:12:13Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![michael](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/michael/32/162_2.png) [@michael](https://forum.leasehackr.com/u/michael)\ **Post date:** [September 30, 2022, 6:12am UTC](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877/1 "2022-09-30T06:12:13Z")
To help consumers get the best deal possible, Leasehackr is introducing **Rate Findr** , a first-of-a-kind tool for consumers to look up lease and finance programs from the same source that dealers use to desk a deal. **What is it?** Rate Findr gives consumers access to complete lender data previously not available to the general public, including: - _ **Lease program data.** _ Instantly look up the current residual value, money factor, and incentives (including stackability) offered by captive lenders for virtually every car model based on location. - _ **Finance program data.** _ Find standard and subvented finance rates, incentives (including stackability), and unpublished offers from captive lenders and OEMs. - _ **Cash program data.** _ Incentives offered by OEMs for cash purchases and non-captive finance. - _ **Canadian data.** _ Find lease and finance program data for the Canadian market. Accessible via our [Supporters Calculator](https://leasehackr.com/rate-findr), Rate Findr replaces the [Lease Program Query](https://forum.leasehackr.com/t/new-rv-mf-search-feature-in-leasehackr-calculator/343451) to provide comprehensive data from an authoritative source. **Why are we doing this?** Since our founding in 2015, we have observed the difficulty of finding current and accurate information on residual values, rates, and incentives – even though that data is essential to negotiating a fair deal. Leasehackr’s goal is to make information more accessible to the consumer, hence the creation of Rate Findr. We also pride ourselves in keeping our editorial independence and unique, community-led _hackr_ culture. To that end, Rate Findr is made possible by donations from our sustaining [Super Supporters](https://leasehackr.com/rate-findr), who helped crowdfund the development of this tool and the ongoing cost to procure the data. Rate Findr is an investment into our community that will help members unearth deals and make informed decisions. With a complete dataset now in our toolbox, we hope to develop more useful tools in collaboration with our [@tech\_crew](https://forum.leasehackr.com/groups/tech_crew) members, making Leasehackr truly a platform built by the community for the community. **How do I access the tool?** Rate Findr is available to our [Super Supporters](https://leasehackr.com/rate-findr). You can access the tool via the [forum homepage](https://forum.leasehackr.com/) as a Super Supporter. [![](https://leasehackr-assets.b-cdn.net/original/3X/a/f/af1798f673ca312ec25b4abcfa20e25a090ee495.jpeg "Leasehackr Calculator - Rate Findr") ](https://www.youtube.com/watch?v=wekQehBYPNg) Note that Rate Findr is not for commercial use. Please contact us if you intend to use it for business purposes. Happy Leasehacking! _ **The Leasehackr Team** _ ---
**Author:** ![littleviolette](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/littleviolette/32/182_2.png) [@littleviolette](https://forum.leasehackr.com/u/littleviolette)\ **Post date:** [September 30, 2022, 6:35am UTC](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877/2 "2022-09-30T06:35:09Z")
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**Author:** ![edmcman](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/edmcman/32/101917_2.png) [@edmcman](https://forum.leasehackr.com/u/edmcman)\ **Post date:** [September 30, 2022, 12:21pm UTC](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877/3 "2022-09-30T12:21:06Z")
Wow! this is really great. Nice work leasehackr team! Now a [@tech\_crew](https://forum.leasehackr.com/groups/tech_crew) question. Can you make that data easily available through an API (if it’s not)? How can we build tools for others that use this information? Maybe super supporters can create tokens that they can enter into the tool to use the API? ---
**Author:** ![AutoNinjas](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/autoninjas/32/80665_2.png) [@AutoNinjas](https://forum.leasehackr.com/u/AutoNinjas)\ **Post date:** [September 30, 2022, 1:11pm UTC](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877/4 "2022-09-30T13:11:27Z")
Pretty sure its pulling from JD Power’s API (or a similar company). Would be surprised if the license agreement allowed someone other than LH to access it. ---
**Author:** ![edmcman](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/edmcman/32/101917_2.png) [@edmcman](https://forum.leasehackr.com/u/edmcman)\ **Post date:** [September 30, 2022, 1:31pm UTC](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877/5 "2022-09-30T13:31:54Z")
Yes, I’m sure they can’t give us direct access to JD Power’s API. But if they can return the results in HTML, they should be able to return the results in JSON too? I’m just trying to plant the seed so they think about how they want to handle that (if at all). It would make [automated searches for needles in the haystack](https://forum.leasehackr.com/t/hacking-with-edmunds-data/393676) much easier. ---
**Author:** ![littleviolette](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/littleviolette/32/182_2.png) [@littleviolette](https://forum.leasehackr.com/u/littleviolette)\ **Post date:** [October 4, 2022, 4:40am UTC](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877/6 "2022-10-04T04:40:02Z")
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**Author:** ![Phantomcypher](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/phantomcypher/32/8890_2.png) [@Phantomcypher](https://forum.leasehackr.com/u/Phantomcypher)\ **Post date:** [October 6, 2022, 1:37pm UTC](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877/7 "2022-10-06T13:37:44Z")
Anyone use this yet or have a review? ---
**Author:** ![Ursus](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ursus/32/4944_2.png) [@Ursus](https://forum.leasehackr.com/u/Ursus)\ **Post date:** [October 6, 2022, 3:31pm UTC](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877/8 "2022-10-06T15:31:25Z")
Pulls lease programs with available incentives. ---
**Author:** ![alphawave7](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/alphawave7/32/115615_2.png) [@alphawave7](https://forum.leasehackr.com/u/alphawave7)\ **Post date:** [October 6, 2022, 4:42pm UTC](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877/9 "2022-10-06T16:42:29Z")
Not in the market, but did play around with scenarios posted by fellow LH’rs, and I’m blown away…EASILY worth Super status if you need to make decisions. ---
**Author:** ![littleviolette](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/littleviolette/32/182_2.png) [@littleviolette](https://forum.leasehackr.com/u/littleviolette)\ **Post date:** [October 10, 2022, 5:51am UTC](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877/10 "2022-10-10T05:51:24Z")
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**Author:** ![littleviolette](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/littleviolette/32/182_2.png) [@littleviolette](https://forum.leasehackr.com/u/littleviolette)\ **Post date:** [October 10, 2022, 5:51am UTC](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877/11 "2022-10-10T05:51:36Z")
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**Author:** ![Leaselurk](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/leaselurk/32/127914_2.png) [@Leaselurk](https://forum.leasehackr.com/u/Leaselurk)\ **Post date:** [November 28, 2022, 5:58pm UTC](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877/14 "2022-11-28T17:58:31Z")
> [@2022 Jeep Grand Cherokee 4XE](https://forum.leasehackr.com/t/2022-jeep-grand-cherokee-4xe/389523/1087): > > IIRC the incentivized rates aren’t posted on the Chrysler Capital site and most likely aren’t pulling thru in Rate Findr. I’d check one of the broker posts / calculator or hopefully someone more in the know comes along shortly and can share the wisdom. @littleviolette @michael Can you confirm if it pulls ccap incentivized rates as well? ---
**Author:** ![littleviolette](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/littleviolette/32/182_2.png) [@littleviolette](https://forum.leasehackr.com/u/littleviolette)\ **Post date:** [November 29, 2022, 10:08pm UTC](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877/15 "2022-11-29T22:08:56Z")
By incentivized rate you mean subvented rate? Rate Findr does pull rates from CCAP. If there is a subvented program for the model, Rate Findr would show it. Right now, I am seeing that there is a subvented program for the _ **2022** _ Jeep Grand Cherokee 4xe 4x4 but not the _ **2023** _ Jeep Grand Cherokee 4xe 4x4. ---
**Author:** ![jananth1](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jananth1/32/10553_2.png) [@jananth1](https://forum.leasehackr.com/u/jananth1)\ **Post date:** [January 5, 2023, 1:37am UTC](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877/17 "2023-01-05T01:37:54Z")
Small nit - when changing the Year field, the miles per month reset to 12,000 every time. Can you keep it at the previous selection if possible, and only change it if there is no existing program for the previous selection? ---
**Author:** ![littleviolette](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/littleviolette/32/182_2.png) [@littleviolette](https://forum.leasehackr.com/u/littleviolette)\ **Post date:** [January 16, 2023, 7:28pm UTC](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877/18 "2023-01-16T19:28:08Z")
Changed per request. Clear cache on your browser if you are not seeing the changes. Thank you! ---
**Author:** ![solarwise](https://leasehackr.b-cdn.net/letter_avatar/solarwise/32/5_5575768a8748004e209b776fc1b2916d.png) [@solarwise](https://forum.leasehackr.com/u/solarwise)\ **Post date:** [July 2, 2024, 7:36am UTC](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877/19 "2024-07-02T07:36:23Z")
I keep trying to access Rate Findr and it just sends me in circles saying I’m not part of the community, but I did sign up. I’m trying to pay but then it tells me to become a member of the community - and on and on it goes in circles. Am I doing something wrong? ---
**Author:** ![jay3](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jay3/32/209415_2.png) [@jay3](https://forum.leasehackr.com/u/jay3)\ **Post date:** [July 2, 2024, 1:22pm UTC](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877/20 "2024-07-02T13:22:29Z")
You need to become a Super Supporter to access Rate Findr [https://leasehackr.com/donate](https://leasehackr.com/donate) ---
**Author:** ![can](https://leasehackr.b-cdn.net/letter_avatar/can/32/5_5575768a8748004e209b776fc1b2916d.png) [@can](https://forum.leasehackr.com/u/can)\ **Post date:** [July 2, 2024, 1:43pm UTC](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877/21 "2024-07-02T13:43:39Z")
click on the calculator link in the forum section of the site not directly on the home page ---
**Author:** ![KiaFan](https://leasehackr.b-cdn.net/letter_avatar/kiafan/32/5_5575768a8748004e209b776fc1b2916d.png) [@KiaFan](https://forum.leasehackr.com/u/KiaFan)\ **Post date:** [January 9, 2025, 7:31pm UTC](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877/22 "2025-01-09T19:31:11Z")
Hi everyone. Using Rate Findr and I have a few questions. Maybe someone can help me understand this better… (without any sarcasm hopefully lol) 1- Why are the numbers on Rate Findr different than what I was given at the dealership. For example: Nissan told me MF is .00231, however, rate findr says .00198. Additionally the RV% here is .62 and I was given .64. Shouldn’t the dealer be offering me the same as the rates here?A little confused. Or should this just be a guide? 2- If this is a guide, how do I use the MF and RV% given on this site in negotiating my deal? Simply tell them I know you guys have this program available dont lie to me! lol If anyone can help me understand this a little bit more I would appreciate it. ---
**Author:** ![trism](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/trism/32/26973_2.png) [@trism](https://forum.leasehackr.com/u/trism)\ **Post date:** [January 9, 2025, 7:47pm UTC](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877/23 "2025-01-09T19:47:34Z")
Reflexive thoughts without a concrete example to review: Can Nissan’s MF be marked up by the dealer? Are you comparing the same **year,** model, **trim** and mileage? Are Nissans programs based on dealer address or registration address? Are they national? [Next page](https://forum.leasehackr.com/t/leasehackr-calculator-just-got-better-part-2-introducing-rate-findr/432877.md?page=2)