Lease vs Finance '23 BMW X7

[Harry657ha]

If you do decide to buy, definitely explore outside financing and check the thread below for some credit unions. I do believe that there are a few mentioned in that thread that have lower rates.

The Best Finance Rates & Hacks! Submit your CU recommendations!

Sometimes it can be better to finance a car rather than lease it! Some of the reasons this may be true include: Federal EV credit - some lease originators may not pass the full Federal EV credit or state credits. Through financing or balloon loans (another type of financing, you can take advantage of these credits if you have the tax liability) High Lease Money Factor - some lease originators have a very high money factor, higher than what it would cost to lend from another bank! Combined …