Hello all,
Dealer offered the following deal:
2026 X5 $83,575 (MSRP)
$ 74,381.75 selling price 11% off
Additional discount ($4000) loyalty plus dealer contribution
$70,381.75 total selling price
39 month 12k per year
Residual value 51%
Money factor .0018
PA monthly tax 9%
$ 9000.00 MSD (10 month)
$15,500 total money out of DAS including 10 month of MSD
$867.61 monthly payment including taxes
When I input the same numbers in leasehackr’ calculator, it gives me a monthly payment of $822 for some reason
Any thoughts?
The deal seems ok but why are you doing $6500 DAS?
Yeah, nix any $ going towards a down…just pay first, doc, any upfront taxes on rebates and reg/title/plate fees…along with MSDs of course.
PS, you don’t have anything down for govt fees…how much will reg/title/plates cost you?
Trying to keep my monthly payments down. Around 860/month.
Don’t know about reg/title/plates yet. They quoted me final number DAS.
Well they need to be accounted for in the calculator…means your down/cap red will be less as they need to be paid out of DAS making payment higher. You total the car you lose all the down payment…put the money aside in a high yield savings account and use it for your payments.
If you live in PA it shouldn’t be more than $200 for new registration plus fees etc
