Lease like Financing (Balloon Payment)

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I’m actively in the market for a 3-row SUV as my QX60 is due back next month. Just like everyone else on here, I want to get the best deal possible. My local credit unions offers lease like auto financing. You finance the car, but with a lower “lease like payment”, at the end of the term you have a balloon payment for the balance owed… At that point you could either sell, trade-in or refinance the balance…

Thoughts on these types of loans?? Is financing the best option these days?

They are discussed here.