I’m in a bit of a tough spot and could really use some advice. I’m a legal immigrant and currently a dependent on my wife’s visa. She’s working, has an SSN and credit history, but doesn’t have a driver’s license and has never driven before. I’ve had a valid U.S. license for over a year now, but I d…

Is something prohibiting your wife from getting a license? She just needs to pass.

The timeline to obtain a driver’s license is over 30 days, and we’re currently in the midst of a work-related transfer and need a vehicle super quick.

You Rent from Turo while your wife gets her license. But be aware, insurance costs for both you and your wife will be extremely high once you buy or lease a vehicle, as you have little/no US driving history. Unfortunately all this is built up over time, and there is no quick solution. Edit: honest…

Really appreciate your suggestion @Kctham18 , only realistic chance it seems.

You’re looking for a “buy here, pay here” car dealer. Usually not going to happen with a franchise dealer, so look for an independent used car dealer and find the cheapest decent car possible. You can also look into a non-conventional lender like Lightstream.

You should probably have an ITIN so you can start having some sort of credit history and to be able to file taxes jointly. As already mentioned above, insurance costs are gonna hurt, A LOT. I started paying $300+ a month in insurance alone for a 22 CRV, can’t even imagine how much it would be for a…

Have you looked into foreign executive programs that some captives offer? Do you have a US credit history? The bureaus don’t need an SSN to maintain a file, as they primarily match consumers with trade lines by name and address. SSN is a secondary or tertiary match criteria. Separately but relat…

Buy used, private party. Cash or credit union auto loan. [image] What would you buy for $10k? Off-Ramp Given the prices of most leases right now, I think it would be an interesting discussion on what reliable car one could buy for $10k with under 100k miles to hold you o…

It’s been a while since I checked them, but see if International Auto can provide you some alternatives: [image] Expat Car Sales and Leasing | International AutoSource Moving to the USA? Be ready to drive when you arrive. We are the leading source of auto leasing and financing programs …

Lease help, tricky situation

Ask the Hackrs

max_g May 27, 2025, 12:16pm 9

Buy used, private party.

Cash or credit union auto loan.

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