# Is this reasonable to expect on a BMW? **URL:** \ **Category:** Ask the Hackrs\ **Tags:** bmw, tx\ **Created:** [June 16, 2020, 5:11pm UTC](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495 "2020-06-16T17:11:51Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![BCG](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/bcg/32/60151_2.png) [@BCG](https://forum.leasehackr.com/u/BCG)\ **Post date:** [June 16, 2020, 5:11pm UTC](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495/1 "2020-06-16T17:11:51Z")
I’m in Texas, looking to lease an M340i xDrive. This is what I’d like to get - [leasehackr.com/calculator?make=none&miles=12000&msd=0&msrp=66170&sales\_price=59000&months=36&mf=.00114&dp=0&dealer\_fee=85&acq\_fee=925&taxed\_inc=0&untaxed\_inc=2000&rebate=0&resP=57®\_fee=400&sales\_tax=6.25&demo\_mileage=0&memo=&salesPriceTax\_radio=true](http://leasehackr.com/calculator?make=none&miles=12000&msd=0&msrp=66170&sales_price=59000&months=36&mf=.00114&dp=0&dealer_fee=85&acq_fee=925&taxed_inc=0&untaxed_inc=2000&rebate=0&resP=57®_fee=400&sales_tax=6.25&demo_mileage=0&memo=&salesPriceTax_radio=true) Am I being realistic? My credit is excellent so I should qualify for the lowest rates. ---
**Author:** ![Batistuta](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/batistuta/32/70364_2.png) [@Batistuta](https://forum.leasehackr.com/u/Batistuta)\ **Post date:** [June 16, 2020, 5:20pm UTC](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495/2 "2020-06-16T17:20:10Z")
Your MF is wrong. It should be 0.00118. Residual is also wrong. It should be 59%. The discount looks achievable. ---
**Author:** ![Electric](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/electric/32/70040_2.png) [@Electric](https://forum.leasehackr.com/u/Electric)\ **Post date:** [June 16, 2020, 5:33pm UTC](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495/3 "2020-06-16T17:33:36Z")
May be possible but stock is pretty thin. Are you open to an out of state car and flying in to pick up/shipping? ---
**Author:** ![BCG](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/bcg/32/60151_2.png) [@BCG](https://forum.leasehackr.com/u/BCG)\ **Post date:** [June 16, 2020, 5:35pm UTC](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495/4 "2020-06-16T17:35:02Z")
Thanks. The 2 kind of wash each other out so, my $640ish/mo isn’t too much to expect then? Dealer quoted me $935/mo, I asked about sales price, residual and mf and he ghosted me. I guess I just need to reach out to more dealers. ---
**Author:** ![BCG](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/bcg/32/60151_2.png) [@BCG](https://forum.leasehackr.com/u/BCG)\ **Post date:** [June 16, 2020, 5:35pm UTC](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495/5 "2020-06-16T17:35:39Z")
Yes, the car I found is out of state, I’m happy to either go get it our pay to have it shipped. ---
**Author:** ![Electric](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/electric/32/70040_2.png) [@Electric](https://forum.leasehackr.com/u/Electric)\ **Post date:** [June 16, 2020, 5:37pm UTC](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495/6 "2020-06-16T17:37:07Z")
Sent you a PM. And yeah with tax/first due at sign it doesn’t sound like it’s out of the question. Discount is reasonable but key is finding dealer willing to go there right now. ---
**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\ **Post date:** [June 16, 2020, 5:39pm UTC](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495/7 "2020-06-16T17:39:01Z")
> [@BCG](#): > > $935/mo, I asked about sales price, residual and mf and he ghosted me With that price, you should have ghosted him first ---
**Author:** ![Electric](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/electric/32/70040_2.png) [@Electric](https://forum.leasehackr.com/u/Electric)\ **Post date:** [June 16, 2020, 5:39pm UTC](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495/8 "2020-06-16T17:39:55Z")
I’ve seen worse offers, lol. That’s almost literally a sticker deal at that MSRP. ---
**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\ **Post date:** [June 16, 2020, 5:41pm UTC](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495/9 "2020-06-16T17:41:28Z")
> [@BCG](#): > > My credit is excellent so I should qualify for the lowest rates Having tier 1 credit doesn’t mean the dealer won’t mark up the mf. ---
**Author:** ![BCG](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/bcg/32/60151_2.png) [@BCG](https://forum.leasehackr.com/u/BCG)\ **Post date:** [June 16, 2020, 5:43pm UTC](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495/10 "2020-06-16T17:43:18Z")
I understand they’ll try, I don’t need another car though, this is just because I want something fast and fun on twisty roads. If I can’t get my deal, I won’t buy it. ---
**Author:** ![BCG](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/bcg/32/60151_2.png) [@BCG](https://forum.leasehackr.com/u/BCG)\ **Post date:** [June 16, 2020, 5:44pm UTC](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495/11 "2020-06-16T17:44:29Z")
I actually couldn’t get to $935 at MSRP, highest I calculated was $840 unless I jacked the mf up to .02 or something stupid. ---
**Author:** ![Electric](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/electric/32/70040_2.png) [@Electric](https://forum.leasehackr.com/u/Electric)\ **Post date:** [June 16, 2020, 5:45pm UTC](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495/12 "2020-06-16T17:45:04Z")
I’m sure there’s products they’re willing to sell you to get it there! ---
**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\ **Post date:** [June 16, 2020, 5:45pm UTC](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495/13 "2020-06-16T17:45:23Z")
Nothing wrong with them marking up the mf if the discount is increased to reflect it. Some dealers have internal incentive structures that pay out for marked up mfs that make it more financially prudent for them to favor a larger discount with higher MF. If the deal works out holistically with a marked up mf, no harm no foul. ---
**Author:** ![Electric](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/electric/32/70040_2.png) [@Electric](https://forum.leasehackr.com/u/Electric)\ **Post date:** [June 16, 2020, 5:48pm UTC](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495/14 "2020-06-16T17:48:02Z")
Oh for sure. I know of a couple shops where a mini is doubled for selling a deal with full rate markup. ---
**Author:** ![BCG](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/bcg/32/60151_2.png) [@BCG](https://forum.leasehackr.com/u/BCG)\ **Post date:** [June 16, 2020, 5:59pm UTC](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495/15 "2020-06-16T17:59:32Z")
That’s a different situation, if the whole deal is adjusted to adapt to an increased mf then yeah, it can be doable. Not with the deal I was offered or in isolation though, it’s got to be part of a complete deal. ---
**Author:** ![Batistuta](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/batistuta/32/70364_2.png) [@Batistuta](https://forum.leasehackr.com/u/Batistuta)\ **Post date:** [June 16, 2020, 6:03pm UTC](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495/16 "2020-06-16T18:03:47Z")
No problem. I would focus on the discount before the incentive if I were you. If you keep payment shopping the dealers will play around with down payment etc. Yes definitely reach out to more dealers. The 340ix inventory has been slim lately but it doesn’t hurt to try. ---
**Author:** ![mllcb42](https://leasehackr.b-cdn.net/letter_avatar/mllcb42/32/5_5575768a8748004e209b776fc1b2916d.png) [@mllcb42](https://forum.leasehackr.com/u/mllcb42)\ **Post date:** [June 16, 2020, 6:29pm UTC](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495/17 "2020-06-16T18:29:17Z")
> [@BCG](#): > > it’s got to be part of a complete deal. Absolutely. We get a lot of people here that dwell on having to have buy rate mf, regardless of the rest of the complete deal. They seem to see a mark up as a personal attack and insist that their credit worthiness means anything but buy rate is a jab at them. Always important to keep the overall deal in mind and to adjust to buy rate for comparing deals, but in the end, it’s just another knob that can be turned to tweak things a bit. ---
**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\ **Post date:** [June 16, 2020, 9:22pm UTC](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495/18 "2020-06-16T21:22:59Z")
Is Texas one of those “tax the sales price” states where it’s advantageous to assume a lease transfer from out of state? Like someone from VA mentioned, on their DMV as long as any non-zero value is entered on the system for tax paid to another state, no tax is due from the new lessee. ---
**Author:** ![BCG](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/bcg/32/60151_2.png) [@BCG](https://forum.leasehackr.com/u/BCG)\ **Post date:** [June 16, 2020, 9:34pm UTC](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495/19 "2020-06-16T21:34:58Z")
Texas will get you for the sales tax (they call it a use tax) when you register the vehicle. Although, it might be different with a lease since the owner doesn’t change and there has been tax paid out of state by the current owner. That’s a good question, I’m not sure how it would work in that situation. ---
**Author:** ![Electric](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/electric/32/70040_2.png) [@Electric](https://forum.leasehackr.com/u/Electric)\ **Post date:** [June 16, 2020, 10:30pm UTC](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495/20 "2020-06-16T22:30:27Z")
OOS to Texas transfered are taxed. Texas to Texas stays the same whether tax credits used or not. [Next page](https://forum.leasehackr.com/t/is-this-reasonable-to-expect-on-a-bmw/264495.md?page=2)