# Is this a Good Deal? XC90 Loaner **URL:** \ **Category:** Ask the Hackrs\ **Tags:** volvo, fl\ **Created:** [August 3, 2020, 11:44pm UTC](https://forum.leasehackr.com/t/is-this-a-good-deal-xc90-loaner/280961 "2020-08-03T23:44:16Z")\ **Posts on this page:** 12\ **Page:** 1
**Author:** ![ashevtotal](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ashevtotal/32/86465_2.png) [@ashevtotal](https://forum.leasehackr.com/u/ashevtotal)\ **Post date:** [August 3, 2020, 11:44pm UTC](https://forum.leasehackr.com/t/is-this-a-good-deal-xc90-loaner/280961/1 "2020-08-03T23:44:16Z")
2020 XC90 T5 Momentum 7 FWD - Loaner Zip: 33180 RV is 58% as per Edmunds, so I think they marked up a bit I was trying to understand why the inceptions fee is so high… he went 990 dealer fee, 175 tag fee and others (i think the acquisition is also rolled there maybe? ) Anyways trying to understand a bit more, discount seems fine and $2000 rebates is correct Any ideas where I can negotiate the price? Please ignore all the mark ups in the sheets Thank you ![volv1](https://leasehackr-assets.b-cdn.net/original/3X/7/f/7f23355bdf8f8e3eeb50ccda176ffdc42ec76062.jpeg) ---
**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\ **Post date:** [August 4, 2020, 1:01am UTC](https://forum.leasehackr.com/t/is-this-a-good-deal-xc90-loaner/280961/2 "2020-08-04T01:01:18Z")
> [@ashevtotal](#): > > RV is 58% as per Edmunds, so I think they marked up a bit What does this mean? ---
**Author:** ![ashevtotal](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ashevtotal/32/86465_2.png) [@ashevtotal](https://forum.leasehackr.com/u/ashevtotal)\ **Post date:** [August 4, 2020, 1:08am UTC](https://forum.leasehackr.com/t/is-this-a-good-deal-xc90-loaner/280961/3 "2020-08-04T01:08:55Z")
they at the dealer have the RV at 55% , when I asked in Edmunds they give me a RV of 59% ---
**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\ **Post date:** [August 4, 2020, 1:36am UTC](https://forum.leasehackr.com/t/is-this-a-good-deal-xc90-loaner/280961/4 "2020-08-04T01:36:55Z")
Dealers cannot change the RV. It’s set by the bank. This dealer may be quoting a different bank than what Edmunds is quoting. Or it’s a regional difference ---
**Author:** ![Ursus](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ursus/32/4944_2.png) [@Ursus](https://forum.leasehackr.com/u/Ursus)\ **Post date:** [August 4, 2020, 1:58am UTC](https://forum.leasehackr.com/t/is-this-a-good-deal-xc90-loaner/280961/5 "2020-08-04T01:58:50Z")
55% adjusted for mileage. It’s right there - 2% mileage penalty, so RV is 57%. If Edmunds gave you 59% then it was for 7.5k miles and your lease must be 12k miles then. ---
**Author:** ![ashevtotal](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ashevtotal/32/86465_2.png) [@ashevtotal](https://forum.leasehackr.com/u/ashevtotal)\ **Post date:** [August 5, 2020, 2:31pm UTC](https://forum.leasehackr.com/t/is-this-a-good-deal-xc90-loaner/280961/6 "2020-08-05T14:31:32Z")
got it . Thanks… so besides that do you think its a fair deal? ---
**Author:** ![Ursus](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ursus/32/4944_2.png) [@Ursus](https://forum.leasehackr.com/u/Ursus)\ **Post date:** [August 5, 2020, 3:46pm UTC](https://forum.leasehackr.com/t/is-this-a-good-deal-xc90-loaner/280961/7 "2020-08-05T15:46:59Z")
11.5% discount is too low for a loaner. Try to get another $1,800-2,300 off. ---
**Author:** ![ashevtotal](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ashevtotal/32/86465_2.png) [@ashevtotal](https://forum.leasehackr.com/u/ashevtotal)\ **Post date:** [September 30, 2020, 8:13pm UTC](https://forum.leasehackr.com/t/is-this-a-good-deal-xc90-loaner/280961/8 "2020-09-30T20:13:10Z")
Another one, please help! Trying to sign an XC90 T5 Mom AWD (Demo) There is not a lot of inventory down in Miami for Loaners and being the last day of the month they came up with last offer: MSRP: 51,455 Selling Price (Post Incentives): 41,455 Incentives: 2000 dealer cash + 500 loyalty DAS: 1000 No MSD 36 / 10k $499 / Monthly Tax Included They are also “buying” my wife last XC90 ( 7 payments left of 603! ) Any help will be really appreciated! thanks again ![xc90](https://leasehackr-assets.b-cdn.net/original/3X/6/4/642267331e1804d172c7ac95d65909dc2345fb23.jpeg) I tried to replicate the deal in the calculator as you can see it down here: [leasehackr.com/calculator?make=Volvo&miles=10000&msd=0&msrp=51455&sales\_price=43955&months=36&mf=.00100&dp=439&dealer\_fee=1842&acq\_fee=995&taxed\_inc=500&untaxed\_inc=2000&rebate=0&resP=58®\_fee=0&sales\_tax=7&demo\_mileage=0&memo=&monthlyTax\_radio=true&dealerFee\_check=false](http://leasehackr.com/calculator?make=Volvo&miles=10000&msd=0&msrp=51455&sales_price=43955&months=36&mf=.00100&dp=439&dealer_fee=1842&acq_fee=995&taxed_inc=500&untaxed_inc=2000&rebate=0&resP=58®_fee=0&sales_tax=7&demo_mileage=0&memo=&monthlyTax_radio=true&dealerFee_check=false) ---
**Author:** ![FuzzyIBJ](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/fuzzyibj/32/74621_2.png) [@FuzzyIBJ](https://forum.leasehackr.com/u/FuzzyIBJ)\ **Post date:** [September 30, 2020, 8:26pm UTC](https://forum.leasehackr.com/t/is-this-a-good-deal-xc90-loaner/280961/9 "2020-09-30T20:26:43Z")
Looks good. What’s the current mileage on it? Try your luck and push for 16% see if they want to back up a bit? That probably would save you ~$25/mo and be a near unicorn for FL considering your ~$2,000 fees… When you say buying, is the dealership paying the payoff for your current XC90? Have you check with other sites to see if that’s fair value? My hunch would be yes but it doesn’t hurt to find out. Or is pull-ahead stack with loyalty now? ---
**Author:** ![ashevtotal](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ashevtotal/32/86465_2.png) [@ashevtotal](https://forum.leasehackr.com/u/ashevtotal)\ **Post date:** [September 30, 2020, 8:46pm UTC](https://forum.leasehackr.com/t/is-this-a-good-deal-xc90-loaner/280961/10 "2020-09-30T20:46:50Z")
That’s what I’m trying to do exactly, pushing for that 16%. but they are not biting I think. Well I first left this negotiation outside the current lease, and they came back with this solution to make it better. pull-ahead is not stacked with loyalty. I did hit Carvana and Vroom and I would be -3500 or so… so I think they indeed are taking me out of a problem. thank you ---
**Author:** ![Ursus](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ursus/32/4944_2.png) [@Ursus](https://forum.leasehackr.com/u/Ursus)\ **Post date:** [September 30, 2020, 9:04pm UTC](https://forum.leasehackr.com/t/is-this-a-good-deal-xc90-loaner/280961/11 "2020-09-30T21:04:10Z")
> [@ashevtotal](#): > > Trying to sign an XC90 T5 Mom AWD (Demo) It’s FWD, and a pretty base one. I’d wait 1 month and do pull-ahead. Where did you put mileage penalty? Added to the selling price? ---
**Author:** ![ashevtotal](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ashevtotal/32/86465_2.png) [@ashevtotal](https://forum.leasehackr.com/u/ashevtotal)\ **Post date:** [October 1, 2020, 3:43pm UTC](https://forum.leasehackr.com/t/is-this-a-good-deal-xc90-loaner/280961/12 "2020-10-01T15:43:40Z")
Yes that’s what I did, Didnt saw the mileage penalty either… but well we will wait for next month I guess thanks