Is this a good deal? QX50 LUXE AWD

I received a quote for a 2019 QX50 LUXE AWD Majestic White with graphite interior.

How is this deal looking? Please advise. Looking to get my mother a nice SUV at a good price. Thank you all.

**MSRP: $43715
**Selling Price: $40752 + $99 wheel locks (?)
**Monthly Payment: $432.29 including tax
**Total Due at Signing: $2500
**MSD: 0
**Incentives: VPP & Conquest (assuming $1500 each)

**Months: 39
**Annual Mileage: 12k
**MF: .00048
**Residual: 57

NYC area

no bueno

search for @nyclife and @HN308 posts
they may be out of inventory, but at least itll give you an idea of what a solid deal is