Insurance locality question

[jeisensc]

@bunnny

One of my main goals is to reduce my auto insurance premium, which takes a significant portion of my monthly budget. However, I’m uncertain about the best way to achieve this

Have you read through the thread on Auto Insurance Premiums?

Rising insurance premiums

I’ve heard a lot of folks on here talking about rising insurance premiums this year. Is it inflation? Corporate greed? Or this? Perhaps it’s all of the above, but I find this particularly disturbing. I’m also wondering, for those of us that have flipped more than a couple jeeps without resetting the infotainment (guilty), do the insurers still think we are driving those cars?

And shopped different carriers? Worked with a broker to obtain comparable coverage for less?

Credit score, noisy CLUE report, and what vehicle you are driving can all affect premiums, along with coverage and deductibles.

@bunnny

best way to achieve this without moving back upstate (USPS postal address), which could create new issues, such as with the DMV or taxes.

Leaving the city will probably come with lower rates. Or are you alluding to using the upstate address when you really live in NYC?