Insurance Hckr for home , auto and other

Look at the stock price of this company. It is garbage (went form $150 to $20- cheap isn’t always the best- especially when dealing with your primary home coverage.

lestimator.com

This was because it was shorted and wallstreetbets was trying to make a quick buck on the volatility of the stock, similar to GME.

I’m in SoCal and have Pacific Specialty for my homeowners. They were great when I had to file a claim and were cheaper than the other big names. They were recommended through my broker and have been in business for 40 years.

Man, I day traded LMND last year when it was over $100 (made a tiny profit). I’m glad I didn’t end up stuck holding those bags. LOL

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You must change you insurance provider who could be available at better rate.

You can not always take chance to continuously change the insurance providers. It’s better to find a company of better service quality and which could really work at the compliances. Right at right price.

Something I never considered when choosing my coverage limits or deductibles

https://www.autoblog.com/2022/06/08/insurance-company-payout-hpv-car-sex/

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This is precious:
“As anybody who’s had legal entanglements with an insurance company can probably guess, the case went to arbitration.”

“The insurance company appealed to the courts on several grounds, claiming that the process denied it the ability to have its day in court.”

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Nobody wants or deserves warts, but weaponizing the insurance company’s arbitration clause against them? :kissing_heart::ok_hand:t2::trophy:

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As if sex needed to be more strategic than it already was.

Just found out that mercury insurance offers a discount if you are a member of Costco, sams club or AAA but I’ve already got another affiliate discount

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what are you trying to say?

Anyone had any luck in CA recently? Currently with Wawanesa and they have upped my quote considerably. Spoke to a broker and they said they need two cars, home and umbrella to quote me, which is BS. We will have two cars in August and could switch my home, but not being forced to take an umbrella policy.

Currently being quoted about $2100 for 6 months in an M4.

I have tried Geico, mercury and progressive. None of which are cheaper.

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I wouldn’t automatically dismiss this.

With our previous insurer the umbrella was such an inexpensive add-on that the total premiums for of all of the coverages was still better than other quality options with or without the coverage.

(We needed the umbrella anyway, but that isn’t the point. :slight_smile: ).

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I’ve been on team Travers for almost 20 years - always for homeowners/landlord/renters, on/off auto (currently on). I cross-shopped auto 6 months ago and everything 1+ year ago, nobody could touch them.

Regular reminder to also check your CLUE report.

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On the same boat… paying $1200 for 6mo for a shitty CX5….

Any recs?