# I have 2023 BMW i4 - want to end lease early **URL:** \ **Category:** Ask the Hackrs\ **Tags:** bmw, ca-norcal\ **Created:** [April 18, 2025, 5:37pm UTC](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636 "2025-04-18T17:37:54Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![MeekasMom](https://leasehackr.b-cdn.net/letter_avatar/meekasmom/32/5_5575768a8748004e209b776fc1b2916d.png) [@MeekasMom](https://forum.leasehackr.com/u/MeekasMom)\ **Post date:** [April 18, 2025, 5:37pm UTC](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636/1 "2025-04-18T17:37:54Z")
I have 2023 BMW i4 e40 (31k on odometer) leased through BMW Financial Services and want to end lease early. Father passed and left me a car so don’t need 2 cars. Payoff through BMW is ~$43k, clearly more than it is worth. BMW says options are keep it through lease end or pay about $14k to get out of it. Do I have any other options? ---
**Author:** ![jeisensc](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jeisensc/32/224821_2.png) [@jeisensc](https://forum.leasehackr.com/u/jeisensc)\ **Post date:** [April 18, 2025, 5:41pm UTC](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636/2 "2025-04-18T17:41:37Z")
Sorry for your loss. BMW leases can be transferred, but you can also sell it to a third party buying service and they will cut you a check. Spend an hour or less plugging the VIN and mileage in to see who will put the most money on it and go from there > [@List of places to sell or value your car online](https://forum.leasehackr.com/t/list-of-places-to-sell-or-value-your-car-online/396451): > > For the quickest results: Copy your VIN to your clipboard and just paste it into each site. Quicker than plate lookup. Enter “I own the vehicle” where applicable — you don’t need to get into the details of your lease payoff or loan balance until you’ve eventually chosen one entity to sell to. Use a Google Voice or some other device you can turn off at will. Otherwise your real phone will be bombarded initially. In alphabetical order: Buyer Name Direct Link Review Link AutoCo… ---
**Author:** ![AS001](https://leasehackr.b-cdn.net/letter_avatar/as001/32/5_5575768a8748004e209b776fc1b2916d.png) [@AS001](https://forum.leasehackr.com/u/AS001)\ **Post date:** [April 18, 2025, 5:44pm UTC](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636/3 "2025-04-18T17:44:13Z")
Sorry for your loss. What is your monthly payment and how many months are left on the lease? I would attempt a lease transfer. You might have to offer an incentive to get rid of it but at least it won’t be $14k. ---
**Author:** ![MeekasMom](https://leasehackr.b-cdn.net/letter_avatar/meekasmom/32/5_5575768a8748004e209b776fc1b2916d.png) [@MeekasMom](https://forum.leasehackr.com/u/MeekasMom)\ **Post date:** [April 18, 2025, 6:08pm UTC](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636/4 "2025-04-18T18:08:58Z")
Thank you. Monthly payment is $883 and 15 months left ---
**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\ **Post date:** [April 18, 2025, 7:42pm UTC](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636/5 "2025-04-18T19:42:12Z")
Is selling the car inherited from your dad possibly a better option? ---
**Author:** ![MeekasMom](https://leasehackr.b-cdn.net/letter_avatar/meekasmom/32/5_5575768a8748004e209b776fc1b2916d.png) [@MeekasMom](https://forum.leasehackr.com/u/MeekasMom)\ **Post date:** [April 18, 2025, 8:14pm UTC](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636/6 "2025-04-18T20:14:21Z")
no, it was my mother’s car who passed some years ago and my Dad kept it and I want to keep it. No intention on selling it. ---
**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\ **Post date:** [April 18, 2025, 8:20pm UTC](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636/7 "2025-04-18T20:20:55Z")
> [@MeekasMom](#): > > Monthly payment is $883 and 15 months left Ok my guess is you’re looking at needing to offer an incentive of $250 x 15 =$3,750.00 to have someone take it off your hands, maybe a little more, assuming it’s a typo and it’s actually an M50 trim. ---
**Author:** ![MeekasMom](https://leasehackr.b-cdn.net/letter_avatar/meekasmom/32/5_5575768a8748004e209b776fc1b2916d.png) [@MeekasMom](https://forum.leasehackr.com/u/MeekasMom)\ **Post date:** [April 18, 2025, 8:41pm UTC](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636/8 "2025-04-18T20:41:05Z")
I was told that BMW Financial Services does not allow you to do that. Meaning I can’t sell to a CarMax etc. Can only go back to a BMW dealer. ---
**Author:** ![MeekasMom](https://leasehackr.b-cdn.net/letter_avatar/meekasmom/32/5_5575768a8748004e209b776fc1b2916d.png) [@MeekasMom](https://forum.leasehackr.com/u/MeekasMom)\ **Post date:** [April 18, 2025, 8:44pm UTC](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636/9 "2025-04-18T20:44:08Z")
Sorry that was a typo and I have corrected it. It is an e40. I would be willing to pay a reasonable amount as an incentive but just don’t know where to find reputable companies that can assist with finding someone to take over the lease (they have to be approved by BMW Financial Services) ---
**Author:** ![j\_e\_f\_f](https://leasehackr.b-cdn.net/letter_avatar/j_e_f_f/32/5_5575768a8748004e209b776fc1b2916d.png) [@j\_e\_f\_f](https://forum.leasehackr.com/u/j_e_f_f)\ **Post date:** [April 18, 2025, 8:48pm UTC](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636/10 "2025-04-18T20:48:49Z")
> [@MeekasMom](#): > > I would be willing to pay a reasonable amount as an incentive but just don’t know where to find reputable companies that can assist with finding someone to take over the lease (they have to be approved by BMW Financial Services) All you do is post a listing here and on sites like Swapalease for a lease transfer. Anyone interested will apply directly with BMWFS. You don’t need to involve any 3rd party companies. ---
**Author:** ![buster11xx](https://leasehackr.b-cdn.net/letter_avatar/buster11xx/32/5_5575768a8748004e209b776fc1b2916d.png) [@buster11xx](https://forum.leasehackr.com/u/buster11xx)\ **Post date:** [April 18, 2025, 8:56pm UTC](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636/11 "2025-04-18T20:56:46Z")
Your payment is really high for the car. You would need to offer an insentivise someone to take it as a new one can be had for about 1/2 of what you are paying now. Go look at the sites that offer lease transfers (like swap a lease) to see what people are asking and offer an insentive to match or beat the payments offered. The other option is to find out what your dealer buy out is vs selling it to a dealer and see how much you would need to pay to get out. Once you have all of the information you can decide what is the best for you. Unfortunatly with your payment and origional deal, it is not going to be easy or cheap to get this done. ---
**Author:** ![AS001](https://leasehackr.b-cdn.net/letter_avatar/as001/32/5_5575768a8748004e209b776fc1b2916d.png) [@AS001](https://forum.leasehackr.com/u/AS001)\ **Post date:** [April 18, 2025, 8:58pm UTC](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636/12 "2025-04-18T20:58:25Z")
Since it is an i4 e40, the incentive might even need to be higher than that. I think $5k would get this car moved but you would still come out ahead instead of the $14k. ---
**Author:** ![MeekasMom](https://leasehackr.b-cdn.net/letter_avatar/meekasmom/32/5_5575768a8748004e209b776fc1b2916d.png) [@MeekasMom](https://forum.leasehackr.com/u/MeekasMom)\ **Post date:** [April 18, 2025, 9:02pm UTC](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636/13 "2025-04-18T21:02:00Z")
thank you for the information. I pretty much was figuring it wouldn’t be cheap to get this done so may have to keep it through lease end. We will see. ---
**Author:** ![MeekasMom](https://leasehackr.b-cdn.net/letter_avatar/meekasmom/32/5_5575768a8748004e209b776fc1b2916d.png) [@MeekasMom](https://forum.leasehackr.com/u/MeekasMom)\ **Post date:** [April 18, 2025, 9:02pm UTC](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636/14 "2025-04-18T21:02:20Z")
thank you! ---
**Author:** ![MeekasMom](https://leasehackr.b-cdn.net/letter_avatar/meekasmom/32/5_5575768a8748004e209b776fc1b2916d.png) [@MeekasMom](https://forum.leasehackr.com/u/MeekasMom)\ **Post date:** [April 18, 2025, 9:03pm UTC](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636/15 "2025-04-18T21:03:04Z")
that’s what I am thinking also. Thanks for all the information. ---
**Author:** ![AS001](https://leasehackr.b-cdn.net/letter_avatar/as001/32/5_5575768a8748004e209b776fc1b2916d.png) [@AS001](https://forum.leasehackr.com/u/AS001)\ **Post date:** [April 18, 2025, 9:04pm UTC](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636/16 "2025-04-18T21:04:59Z")
I would post it everywhere (SAL, FB Marketplace, CL and Leasetrader). I don’t think it will move on here even with that $5k incentive but you can still try. ---
**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\ **Post date:** [April 18, 2025, 9:50pm UTC](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636/17 "2025-04-18T21:50:18Z")
> [@AS001](#): > > Since it is an i4 e40, the incentive might even need to be higher than that Agreed. Probably more like $400x15=$6,000 incentive ---
**Author:** ![jeisensc](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jeisensc/32/224821_2.png) [@jeisensc](https://forum.leasehackr.com/u/jeisensc)\ **Post date:** [April 19, 2025, 3:34am UTC](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636/18 "2025-04-19T03:34:00Z")
> [@MeekasMom](#): > > Can only go back to a BMW dealer. They can buy it yes. More in this thread. > [@"Selling" BMW to dealership?](https://forum.leasehackr.com/t/selling-bmw-to-dealership/570554/8): > > Yes, many will But you can get bids to get an idea as to the value Get quotes as if you own it. In CA you can also buy it and resell within 10 days to recover the sales tax. Lightstream used to do short term loans for this. > [@Third Party Lease Buyout](https://forum.leasehackr.com/t/third-party-lease-buyout/288276): > > I recently went through a third-party lease buyout in California. I often see the question on how this is done so I wrote a quick document of my experience: I think the main one I hear is how to avoid paying sales tax twice when selling to a private party. This can be avoided (in CA) by (a) selling you lease within 10 days of acquiring the title from the lessor (b) applying and being approved for a CDTFA-111 from the CDTFA. Note, if you sell to a dealer, the leasing company transfer the ti… ---
**Author:** ![LAK1ngs](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/lak1ngs/32/66360_2.png) [@LAK1ngs](https://forum.leasehackr.com/u/LAK1ngs)\ **Post date:** [April 19, 2025, 4:55am UTC](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636/19 "2025-04-19T04:55:53Z")
First and foremost, sorry for your loss. Was this car leased in your father’s name only? If yes, you may want to consult with an automotive or business law attorney about your responsibility to keep making payments. There are situations where death can mean an end to the contract. Don’t completely rely on what BMW FS tells you, they already gave you at least one wrong answer, hopefully two. Good luck! ---
**Author:** ![MeekasMom](https://leasehackr.b-cdn.net/letter_avatar/meekasmom/32/5_5575768a8748004e209b776fc1b2916d.png) [@MeekasMom](https://forum.leasehackr.com/u/MeekasMom)\ **Post date:** [April 19, 2025, 5:47am UTC](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636/20 "2025-04-19T05:47:54Z")
No, the BMW is in my name. My father left me another car. [Next page](https://forum.leasehackr.com/t/i-have-2023-bmw-i4-want-to-end-lease-early/669636.md?page=2)